In Money Everything I don’t think money is everything,but we can’t do without it.Fox example,money can’t buy us happiness and a good education.And for another example,money can’t buy us good health and a long life.But we can not live without money.We need it for our daily necessities such as food,clothes and transportation.What’s more,we need it to live a better life.In short,we should learn the value of money and make the most of its advantages.

考题 Which of the following is Not True?A． Advertisement makes contribution to our pockets and we may know everything.B． We can buy what we want.C． Products of good quality don't need to be advertised.D． Advertisement makes our life colorful.

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考题 We can't go travelling because ________ have been saved. A.not money enoughB.enough moneyC.money enoughD.not enough money

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考题 ()we have no money, we can’t buy it.A. SinceB. Because ofC. therefore

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考题 You can buy almost everything()you have access to the Internet and enough money.A. as long asB. as big asC. so large as

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考题 Mother hasn’t much money and it is only by good__________that she is able to buy all we need．A．managesB．manageC．managementD．managing

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考题 Passage ThreeMy husband and children feel very happy to live here. They can't see that we live on a dirty street in a dirty house among people who aren't good. They can't see that our neighbors have to make happiness out of all this dirt. I decided that my children must get out of this. The money that we've saved isn't nearly enough.The McGaritys have money but they are so proud. They look down upon the poor The McGarity girl just yesterday stood out there in the street eating from a bag of candy while a ring of hungry children watched her. I saw those children looking at her and crying in their hearts; and when she couldn't eat any more she threw the rest down the sewer (下水道). Why? Is it only because they have money? There is more to happiness than money in the world, isn't there?Miss Jackson who teaches at the Settlement House isn't rich, but she knows things. She understands people. Her eyes look straight into yours when she talks with you. She can read your mind. I'd like to see the children will be like Miss Jackson when they grow up.44. This passage suggests that the writer______.A. is easy to get along withB. is never pleased with her neighborsC. is unhappy with the life they are livingD. is good at observing and understanding people

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'II have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee. If you draw your money before it is due,you will have toA:pay interest to the bank. B:close your account.C:open a new account. D:pay a penalty or fee,

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考题 Wealth,in this sense is not money,for we do not live on money but on things that money can buy:“goods”such as food and clothing,and“services”such as transport and entertainment.A country’s capacity to（）wealth is influenced by many factors,most of which have an effect on one another.A.control B.assemble C.yield D.benefit

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考题共用题干第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators（谈判者）use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!According to the passage,when we become adults_______________.A:most of us are no longer creativeB:we are not as imaginative as childrenC:we can still learn to be more creativeD:we are unwilling to be creative

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank（猪形储蓄罐）,one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.Which way will help your money earn more money?A:Putting your money in your room.B:Putting your money in a piggy bank.C:Putting your money in your pocket.D:Putting your money in a savings account.

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考题共用题干第三篇In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.The amount of an allowance should depend upon_________.A:what the family can affordB:what the family can borrowC:how the parents likeD:how much the family can save

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考题共用题干第三篇In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.What is a sign that patents should begin to give their children an allowance?A:When a child knows the value of money.B:When a child is ten years old.C:When a child knows how to buy toys.D:When a child requires candy everyday.

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考题共用题干第三篇In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.We can see that children learn the value of money by________.A:talking to their parentsB:making mistakesC:visiting the bankD:listening to friends

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考题共用题干第三篇In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.An allowance can give children the chance to use their_________.A:arithmetic skills B:map skillsC:reading skills D:management skills

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD（光盘）or to go to a concert, then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Your money will earn more money if you put itA:in your room. B:in a piggy bank.C:in your pocket. D:in a savings account.

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD（光盘）or to go to a concert, then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Among other things,a bank statement tells youA:the amount of money you have in the bank.B:the current rates of interest.C:the current rates of exchange.D:the best way to save your money.

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD（光盘）or to go to a concert, then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.The word"touch" in paragraph 7 could be best replaced byA:"deposit". B:"lend".C:"use". D:"cash".

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考题共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD（光盘）or to go to a concert, then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.A bank pays you interest forA:wasting your money. B:losing your money.C:using your money. D:decreasing your money.

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考题 When you want to go shopping, decide how much money you can spend for new clothes．Think about the kind of clothes you really need．Then look for those clothes on sale (销售)． There are labels (标签) inside all new clothes．The labels tell you how to take care of your clothes．The label for a shirt may tell you to wash it in warm water．A sweater label may tell you to wash by washing in cold water．The label on a coat may say "dry clean only．" Washing may ruin(损坏) this coat．If you do as the directions (说明) say on the label ,you can keep your clothes looking their best．Many clothes today must be dry cleaned．Dry cleaning is expensive．When buying new clothes,check (核实) to see if they will need to be dry cleaned．You will save money if you buy clothes that can be washed． You can save money if you buy clothes that are well made．Well - made clothes last longer． They look good even after they have been washed many times．Clothes that cost more money are not always better made．They do not always fit (合身) better．Sometime less expensive clothes look and fit better than more expensive clothes． If you want to save money you can buy clothes that__________．A.don't fit you B.don't last long C.need to be dry cleaneD.D.can be washeD.

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考题 What a beautiful dress in the window!（）AI have no idea about it.BYes, really. If I had the money, I‘d buy it.CYou can‘t wear it.DThere‘s no money to buy it

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考题 What a beautiful dress in the window!（）A、I have no idea about it.B、Yes, really. If I had the money, I‘d buy it.C、You can‘t wear it.D、There‘s no money to buy it

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考题单选题Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach，I have spent time figuring out my own take on money，and the role it plays in my life. What I have determined is that for me，it fits into a framework that includes the following elements：health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system. With money we can buy anything including true friends.（　）A TrueB FalseC Not Given

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考题问答题If you think that you can't have a good time without spending a lot of money, read on.

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考题单选题We can’t feel that we are going forward as everything _____ us is moving _____ the same speed.A around; atB around; withC before; atD with; in

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考题单选题What a beautiful dress in the window!（）A I have no idea about it.B Yes, really. If I had the money, I‘d buy it.C You can‘t wear it.D There‘s no money to buy it

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考题单选题If you want to save money, you can buy clothes that need to be dry-cleaned.A Right.B Wrong.C Doesn’t Say.

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考题单选题We don’t doubt _____ he can do a good job of it.A whetherB thatC ifD which

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