2019年国际注册内部审计师（CIA考试）机考考场入场凭证

听力原文：Banks are crucial to a country's economy, they serve as the center point of the exchange of money throughout the economy.

(10)

A．Cash is crucial to a country's economy.

B．Money is crucial to a country's economy.

C．Capital is crucial to a country's economy.

D．Banks are crucial to a country's economy.

The marketplace where short-term debt securities are traded is referred to as ______.

A．a mortgage market

B．a stock market

C．a bond market

D．a money market

The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

(41)

A．receives

B．gets

C．charges

D．pays