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There are three ways in which a banker may take security for an advance: ______. (1) by lien (2) by pledge (3) by mortgage (4) by indemnity

A．(1); (2); (3)

B．(1); (2); (4)

C．(2); (3); (4)

D．(1); (3); (4)

听力原文： A bill of exchange is a negotiable security signed and dated by the issuer ( the drawer). It contains an unconditional order or instruction for the debtor ( the drawee) to pay a fixed sum of money to a certain person or to his order upon maturity. If the debtor agrees to this, he accepts the bill of exchange by signing it. Its form, content and legal consequences are regulated by law. A promissory note only differs from a bill of exchange in that it is issued in the form. of a promise of payment made by the debtor instead of a payment order or instruction by the creditor.

28. Who signs and dates a bill of exchange?

29.What is a bill of exchange?

30.Which of the followings regulates the form, content and legal consequences of the bill of exchange?

(28)

A．The drawer.

B．The drawee.

C．The debtor.

D．The payee.

Standby letters of credit are relatives of documentary letters of credit because ______.

A．they are very similar to ordinary letters of credit in operation

B．the issuing banks undertake to pay

C．they are normally accompanied by evidences of transactions such as non-negotiable copies of B/L or other documents

D．they call for all kinds of normal documents

Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a (61) , such as a bond or a mortgage, which is a (62) by the borrower to pay the holder of it at (63) until a specified date, when a final payment is made. The (64) of it is the time of expiration date. The second method of raising funds is by issuing (65) , such as common stock, which are claims to share in the net income and the assets of a business.

(46)

A．debt instrument

B．letter of credit

C．letter of guarantee

D．certificate of deposit