CIA考试《内部审计业务》模拟试题(2020-09-12)

短文理解

听力原文： Credit card fraud is a big problem. Card fraud in the U.S. involving bank cards alone totaled $ 680 million last year, which represented an increase of more than 35% over a 10-year period. However, the tide is beginning to turn, and the growth percentage of fraud is diminishing technologies are becoming more widely used. In 1994, Visa card fraud in the U. S. was as new equal to the figure posted in 1992. At Master Card, bogus card transactions rose 14% from 1993 to 1994. Even so, the growth rate has slowed considerably from the beginning of the decade. That looks good news for bankers and for average card holders as well.

21. What is the passage mainly about?

22.How much did bank card fraud involve in U.S. last year?

23.What conclusion can we draw concerning card fraud?

(21)

A．Bank card business.

B．Bank card fraud.

C．Technologies used in bank.

D．International card fraud.

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.

以下哪项不是风险转移的例子

A.多样化。

B.套期保值。

C.自保险。

D.损害免责协议。