国际注册内部审计师CIA考试怎么样？

听力原文：From an early date bankers have made a charge for the services which they provide for their customers.

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A．From an early date the banker have charged a commission for their services.

B．From an early date the banker has an obligation to serve the customers.

C．From an early date the customers have charged a commission.

D．From an early date the customer has an obligation to serve the banker.

What do large banks allow individual banks to do?

A．To sell credit cards to consumers.

B．To join their credit card network.

C．To provide other banking services.

D．To specialize in federal funds.

None of the following statements is true except ______.

A．initial public offerings will dilute each shareholder's existing holding

B．additional floats of companies stock will dilute each shareholder's existing holding

C．compared with additional floats, initial public offerings are more common in the new issues market for equities

D．initial public offerings usually involve offerings of shares of larger, more mature companies seeking additional equity capital

听力原文：M: Can you give an example of types of risks Banks face?

W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.

Q: What are they talking about?

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A．A contractual arrangement.

B．A counterpart.

C．Many types of risks.

D．Credit risk.