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填空题
Now some consumers are willing to pay extra money for food with a special nutritional or health benefit.____
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解析:
由题干中“pay extra money”可定位至A段。本段讲到,一些消费者现在愿意支付更多钱来购买具有特殊营养或保健作用的食品(for food with a special nutritional or health benefit),故匹配段落为A段。
由题干中“pay extra money”可定位至A段。本段讲到,一些消费者现在愿意支付更多钱来购买具有特殊营养或保健作用的食品(for food with a special nutritional or health benefit),故匹配段落为A段。
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Health Insurance(保险)Most Americans are responsible for their own medical costs.These can be extremely high if a person gets very_________(1)or has an accident.So people buy a health insurance plan to make sure these costs will be_________(2).Most American colleges and universities have_________(3)health centers.There may even be a teaching hospital that can treat more serious__________(4).Some medical services may be included in the cost of attending a school.But health insurance is usually needed for extra services._________(5)most full-time college students must have insurance.Students may already be protected under their family's health plan.If not,many colleges offer_________(6)own plans.The University of Michigan will be our example.Students pay a health service fee. Then there is no extra charge when they are treated for minor__________(7)problems at the University Health Center. But the school wants students to have health insurance to pay_______(8)other services.The insurance plan________(9)by the university costs about one thousand seven hundred dollars a year. Such health insurance_________(10)generally pay for hospital services,emergency room care and visits to doctors.They___________(11)do not pay for care of the teeth.And they usually do not pay for treatment of medical conditions that existed________(12)the student arrived at school.International students at the University of Michigan have two________(13).They can buy the university health plan.Or they can________(14)private insurance that is approved by the university.The school also offers a special International Student Insurance Plan.This pays for most of the services offered__________(15)the University Health Center that are not included in the health service fee._________(12) A: after B: if C: before D: since
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共用题干
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考题
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought.Some even thought that owing money to a store or a?credit company was something to be ashamed of.Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately.
Today,however,all that has changed.Credit,as some observers have noted,has become a?way of life in the United States.More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture.Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip.And there are some situations in which Americans must have?credit cards.If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card.That number is considered a guarantee that they will return?the car and pay for using it.
Credit cards offer two major services to Americans.First of all,they are easier and safer to?carry than large amounts of money.Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time.With?credit cards people pay for goods or services at the end of each month instead of when they buy them.And when the time does come to pay,most credit cards offer people a choice.They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe.
What advantage can credit card holders have?A.They can choose not to pay for their purchases.
B.They can easily borrow money at a lower interest.
C.They can own something before they actually pay for it.
D.They can pay only a small amount of what they owe.
考题
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought.Some even thought that owing money to a store or a?credit company was something to be ashamed of.Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately.
Today,however,all that has changed.Credit,as some observers have noted,has become a?way of life in the United States.More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture.Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip.And there are some situations in which Americans must have?credit cards.If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card.That number is considered a guarantee that they will return?the car and pay for using it.
Credit cards offer two major services to Americans.First of all,they are easier and safer to?carry than large amounts of money.Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time.With?credit cards people pay for goods or services at the end of each month instead of when they buy them.And when the time does come to pay,most credit cards offer people a choice.They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe.
Why does the car rental company ask for the credit card number?A.To prevent the overuse of the car.
B.To make sure that the car won't be damaged.
C.To make sure the user return the car and pay for using it.
D.To ensure that the car is safely and timely returned.
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B.Credit Services in America
C.Convenience of Living in America
D.History of Credit Cards in America
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Longevity is one of humanity's great accomplishments.Yet it is seen as one of society's great headaches.As the world greys,growth,tax revenues and workforces will decline while spending on pensions and health care will increase.However,those extra years of life are predominantly healthy ones.Too many governments and firms fail to recognise this fact,instead lumping all the extra years in the damning category of 65 and over.This binary way of thinking,seeing retirement as a cliff edge over which workers and consumers suddenly tumble,bears little relation to the real world.A more radical approach would start by acknowledging that,in the rich world at least,many of the old are still young.They want to work,but more flexibly.They want to spend money,too.In western Europe the over-60s will account for 59%of consumption growth in cities between now and 2030,says McKinsey,a consultancy.
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The very loans that are supposed to help seniors stay in their homes are in many cases pushing them out. Reverse mortgages, which allow homeowners 62 or older to borrow money against the value of their homes and not pay it back until they move out or die, have long been said with problems. Now, federal and state regulators are documenting new instances of abuse as smaller mortgage brokers, including former sub-prime lenders, flood the market after the recent exit of big banks and as defaults on the loans hit record highs.
Some lenders are aggressively recommending loans to seniors who cannot afford the fees associated with them, without mentioning the property taxes and maintenance. Others are wooing seniors with promises that the loans are free money that can be used to finance their long-desired things, without clearly explaining the risks. Some widows were pressured not to have their names on the contract, without being told that they could be left facing foreclosureafter their husbands died.
Now, as the vast baby boomer generation is entering retirement and more seniors struggle with declining savings, the newly established Consumer Financial Protection Bureau is working on new rules that could mean better disclosure for consumers and stricter supervision of lenders. More than 775,000 of such loans are outstanding, according to the federal government.
Concerns about the multi-billion dollar reverse mortgages market echo those raised in the lead-up to the financial crisis when consumers were marketed loans—often carrying hidden risks—that they could not afford. “There are many of the same red flags, including explosive growth and the fact that these loans are often advertised aggressively without regarded to suitability,“sad Lori Swanson, the Minnesota attorney general, who is working on reforming the reverse mortgage market.
Which is true about the problem of reverse mortgage?A.Some lenders are unwilling to lend money to seniors.
B.The borrowers cannot pay back the money as expected.
C.Federal and state regulators are documenting the objection.
D.Some lenders go bankrupt.
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共用题干
How Technology Pushes Down Prices1 Prices have fallen in the food business because of advances in food production and distribution tech- nology.Consumers have benefited greatly from those advances.People who predicted that the world would run out of food were wrong. We are producing more and more food with less and less capital.Food is there- fore more plentiful and cheaper than it has ever been.Spending on food compared with other goods has fallen for many years,and continues to drop.2 Supermarkets have helped push down prices mainly because of their scale.Like any big business, they can invest in IT systems that make them efficient. And their size allows them to buy in bulk.As super- markets get bigger,the prices get lower.3 Huge retail companies such as Wal-Mart have tremendous power and they can put pressure on pro- ducers to cut their margins.As a result,some producers have had to make cuts.In recent years,Unilever has cut its workforce by 33,000 to 245,000 and dropped lots of its minor brands as part of its"path to growth"strategy.Cadbury has shut nearly 20 per cent of its 133 factories and cut 10 per cent of its 55,000 global workforce.These cuts help keep costs down,and the price of food stays low.4 Does cheap food make people unhealthy?Cheap food may encourage people to eat more.Food corn- panies certainly think that giving people more food for their money makes them buy more.Giving people bigger portions is an easy way of making them feel they have got a better deal.That is why portions have got larger and larger. In America,soft drinks came in 80z(225 g)cans in the past,then 120z(350g),and now come in 200z(550g)cans.If a company can sell you an 80z portion for$7,they can sell you a 120zportion for$8.The only extra cost to the company is the food,which probably costs 25 cents.5 Now companies are under pressure to stop selling bigger portions for less money.But it is hard to change the trend.Some food producers have reduced__________.A:their workforceB:huge portionsC:large quantitiesD:their moneyE:a good bargainF: minor brands
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第一篇What Does GMO Free Mean?Genetically modified organisms(GMOs)in food are concern for a number of consumers who are worried about the impact that GMOs may have on their health.As a result,many companies in the late 1990s began to apply the GMO free label,indicating that their food does not contain genetically modified organisms.A number of nations legislate labeling,and in Europe,food must be labeled to indicate whether or not it contains GMOs.In the United States,however,GMO free labeling is purely voluntary and not regulated by any governmental body or organization.Since it is not regulated,there has been some question about the validity of the GMO free label in the US.A number of organizations have pressured the Food and Drug Administration(FDA),as well as the United States Department of Agriculture(USDA),to enact legislation governing food labeling in regards to GMOs.Many food activists want a label that is standardized,so that consumers who are concerned about this issue can be assured about the GMO content of products they purchase.Most US consumers have foods containing GMOs in their home.The majority of corn and soybeans grown in the US have been modified,as have several other crops.Some research indicates that many processed foods contain GMO ingredients,so for consumers who are concerned about this issue,GMO free labeling would be helpful.For consumers who want to eat natural,organic foods,knowing that the products they buy are GMO free is often very important. Although there is no federal labeling program in the US,some organic farmers and natural food producers have chosen to start their own certification programs.Getting certified through such programs can be very difficult,but many producers believe consumers will be willing to pay extra for the verification.The harmful nature of GMOs has been questioned,especially by commercial agriculture producers and seed providers.No scientific evidence has been found to suggest that genetic modification of crops is harmful to humans. Some consumers feel that it is important to be able to make conscious choices about what they eat,however,and want the ability to choose GMO free foods if they so desire.Some studies suggest that GMOs may be harmful to agriculture,with cloned genetically modified species harming overall biological diversity and modified genes finding their way into wild plants and non-modified crops.This is especially true in the case of corn,where GMO contamination became a major issue in the 1990s.Other research,however,indicates that genetically modified crops can be of benefit to the environment. Plants designed to be resistant to herbicides(除草剂)and pesticides (杀虫剂),for example,have been seen to reduce the amount of these chemicals used by farmers on both GM and non-modified crops.In the last paragraph,"these chemicals"means______.A:genetically modified crops B:herbicides and pesticidesC:genetically modified species D:genetically modified genes
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共用题干
第一篇What Does GMO Free Mean?Genetically modified organisms(GMOs)in food are concern for a number of consumers who are worried about the impact that GMOs may have on their health.As a result,many companies in the late 1990s began to apply the GMO free label,indicating that their food does not contain genetically modified organisms.A number of nations legislate labeling,and in Europe,food must be labeled to indicate whether or not it contains GMOs.In the United States,however,GMO free labeling is purely voluntary and not regulated by any governmental body or organization.Since it is not regulated,there has been some question about the validity of the GMO free label in the US.A number of organizations have pressured the Food and Drug Administration(FDA),as well as the United States Department of Agriculture(USDA),to enact legislation governing food labeling in regards to GMOs.Many food activists want a label that is standardized,so that consumers who are concerned about this issue can be assured about the GMO content of products they purchase.Most US consumers have foods containing GMOs in their home.The majority of corn and soybeans grown in the US have been modified,as have several other crops.Some research indicates that many processed foods contain GMO ingredients,so for consumers who are concerned about this issue,GMO free labeling would be helpful.For consumers who want to eat natural,organic foods,knowing that the products they buy are GMO free is often very important. Although there is no federal labeling program in the US,some organic farmers and natural food producers have chosen to start their own certification programs.Getting certified through such programs can be very difficult,but many producers believe consumers will be willing to pay extra for the verification.The harmful nature of GMOs has been questioned,especially by commercial agriculture producers and seed providers.No scientific evidence has been found to suggest that genetic modification of crops is harmful to humans. Some consumers feel that it is important to be able to make conscious choices about what they eat,however,and want the ability to choose GMO free foods if they so desire.Some studies suggest that GMOs may be harmful to agriculture,with cloned genetically modified species harming overall biological diversity and modified genes finding their way into wild plants and non-modified crops.This is especially true in the case of corn,where GMO contamination became a major issue in the 1990s.Other research,however,indicates that genetically modified crops can be of benefit to the environment. Plants designed to be resistant to herbicides(除草剂)and pesticides (杀虫剂),for example,have been seen to reduce the amount of these chemicals used by farmers on both GM and non-modified crops.Commercial agriculture producers and seed providers questioned the______.A:the consumers choice B:the nutrition of GMOsC:the output of GMOs D:the harmful nature of GMOs
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共用题干
第一篇What Does GMO Free Mean?Genetically modified organisms(GMOs)in food are concern for a number of consumers who are worried about the impact that GMOs may have on their health.As a result,many companies in the late 1990s began to apply the GMO free label,indicating that their food does not contain genetically modified organisms.A number of nations legislate labeling,and in Europe,food must be labeled to indicate whether or not it contains GMOs.In the United States,however,GMO free labeling is purely voluntary and not regulated by any governmental body or organization.Since it is not regulated,there has been some question about the validity of the GMO free label in the US.A number of organizations have pressured the Food and Drug Administration(FDA),as well as the United States Department of Agriculture(USDA),to enact legislation governing food labeling in regards to GMOs.Many food activists want a label that is standardized,so that consumers who are concerned about this issue can be assured about the GMO content of products they purchase.Most US consumers have foods containing GMOs in their home.The majority of corn and soybeans grown in the US have been modified,as have several other crops.Some research indicates that many processed foods contain GMO ingredients,so for consumers who are concerned about this issue,GMO free labeling would be helpful.For consumers who want to eat natural,organic foods,knowing that the products they buy are GMO free is often very important. Although there is no federal labeling program in the US,some organic farmers and natural food producers have chosen to start their own certification programs.Getting certified through such programs can be very difficult,but many producers believe consumers will be willing to pay extra for the verification.The harmful nature of GMOs has been questioned,especially by commercial agriculture producers and seed providers.No scientific evidence has been found to suggest that genetic modification of crops is harmful to humans. Some consumers feel that it is important to be able to make conscious choices about what they eat,however,and want the ability to choose GMO free foods if they so desire.Some studies suggest that GMOs may be harmful to agriculture,with cloned genetically modified species harming overall biological diversity and modified genes finding their way into wild plants and non-modified crops.This is especially true in the case of corn,where GMO contamination became a major issue in the 1990s.Other research,however,indicates that genetically modified crops can be of benefit to the environment. Plants designed to be resistant to herbicides(除草剂)and pesticides (杀虫剂),for example,have been seen to reduce the amount of these chemicals used by farmers on both GM and non-modified crops.Consumers will be willing to pay extra for______.A:the verification B:the packing boxC:better taste D:extra food
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共用题干
第一篇What Does GMO Free Mean?Genetically modified organisms(GMOs)in food are concern for a number of consumers who are worried about the impact that GMOs may have on their health.As a result,many companies in the late 1990s began to apply the GMO free label,indicating that their food does not contain genetically modified organisms.A number of nations legislate labeling,and in Europe,food must be labeled to indicate whether or not it contains GMOs.In the United States,however,GMO free labeling is purely voluntary and not regulated by any governmental body or organization.Since it is not regulated,there has been some question about the validity of the GMO free label in the US.A number of organizations have pressured the Food and Drug Administration(FDA),as well as the United States Department of Agriculture(USDA),to enact legislation governing food labeling in regards to GMOs.Many food activists want a label that is standardized,so that consumers who are concerned about this issue can be assured about the GMO content of products they purchase.Most US consumers have foods containing GMOs in their home.The majority of corn and soybeans grown in the US have been modified,as have several other crops.Some research indicates that many processed foods contain GMO ingredients,so for consumers who are concerned about this issue,GMO free labeling would be helpful.For consumers who want to eat natural,organic foods,knowing that the products they buy are GMO free is often very important. Although there is no federal labeling program in the US,some organic farmers and natural food producers have chosen to start their own certification programs.Getting certified through such programs can be very difficult,but many producers believe consumers will be willing to pay extra for the verification.The harmful nature of GMOs has been questioned,especially by commercial agriculture producers and seed providers.No scientific evidence has been found to suggest that genetic modification of crops is harmful to humans. Some consumers feel that it is important to be able to make conscious choices about what they eat,however,and want the ability to choose GMO free foods if they so desire.Some studies suggest that GMOs may be harmful to agriculture,with cloned genetically modified species harming overall biological diversity and modified genes finding their way into wild plants and non-modified crops.This is especially true in the case of corn,where GMO contamination became a major issue in the 1990s.Other research,however,indicates that genetically modified crops can be of benefit to the environment. Plants designed to be resistant to herbicides(除草剂)and pesticides (杀虫剂),for example,have been seen to reduce the amount of these chemicals used by farmers on both GM and non-modified crops.Why did many companies in the late l990s apply the GMO free label?A:Because the label were beautiful.B:Because consumers worried about the impact that GMOs may have on their health.C:Because it could protect the food from contamination.D:Because it was regulated by every governmental body or organization.
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第一篇What Does GMO Free Mean?Genetically modified organisms(GMOs)in food are concern for a number of consumers who are worried about the impact that GMOs may have on their health.As a result,many companies in the late 1990s began to apply the GMO free label,indicating that their food does not contain genetically modified organisms.A number of nations legislate labeling,and in Europe,food must be labeled to indicate whether or not it contains GMOs.In the United States,however,GMO free labeling is purely voluntary and not regulated by any governmental body or organization.Since it is not regulated,there has been some question about the validity of the GMO free label in the US.A number of organizations have pressured the Food and Drug Administration(FDA),as well as the United States Department of Agriculture(USDA),to enact legislation governing food labeling in regards to GMOs.Many food activists want a label that is standardized,so that consumers who are concerned about this issue can be assured about the GMO content of products they purchase.Most US consumers have foods containing GMOs in their home.The majority of corn and soybeans grown in the US have been modified,as have several other crops.Some research indicates that many processed foods contain GMO ingredients,so for consumers who are concerned about this issue,GMO free labeling would be helpful.For consumers who want to eat natural,organic foods,knowing that the products they buy are GMO free is often very important. Although there is no federal labeling program in the US,some organic farmers and natural food producers have chosen to start their own certification programs.Getting certified through such programs can be very difficult,but many producers believe consumers will be willing to pay extra for the verification.The harmful nature of GMOs has been questioned,especially by commercial agriculture producers and seed providers.No scientific evidence has been found to suggest that genetic modification of crops is harmful to humans. Some consumers feel that it is important to be able to make conscious choices about what they eat,however,and want the ability to choose GMO free foods if they so desire.Some studies suggest that GMOs may be harmful to agriculture,with cloned genetically modified species harming overall biological diversity and modified genes finding their way into wild plants and non-modified crops.This is especially true in the case of corn,where GMO contamination became a major issue in the 1990s.Other research,however,indicates that genetically modified crops can be of benefit to the environment. Plants designed to be resistant to herbicides(除草剂)and pesticides (杀虫剂),for example,have been seen to reduce the amount of these chemicals used by farmers on both GM and non-modified crops.A number of organizations in America have pressured the Food and Drug Administration(FDA) to______.A: ban foods containing GMOsB:punish commercial agriculture producers and seed providersC:enact legislation governing food labeling in regards to GMOsD:abolish legislation governing food labeling in regards to GMOs
考题
Teaching Children to Spend Pocket Money Wisely
School-going children need pocket money for food, stationery and bus fares. Parents give pocket money to their children in different ways. Some give a lump sum at the beginning of a month or a week. ____1____ The way in which pocket money is given affects how money is spent or saved. On the other hand, the children's spending habits may affect how pocket money is given.
Pocket money given on a daily basis is sometimes termed as "food money". ____2____ They learn how to manage small sums of money. As the money is limited, they have to control their spending. Some parents choose this method of allocating pocket money in order to prevent their children from overspending, hoping that in time they can be trusted with larger sums of money. ____3____.
Giving pocket money on a daily basis places responsibilities of budgeting on the parents, instead of the child. The child may spend every single cent of the daily pocket money by overindulging in junk food, as they know they will get another sum of money the next day. This results in children being short-sighted in their spending. ____4____ They may develop the mentality that money is meant to be spent. Others spend more than they are given. They borrow from their siblings or their classmates when they feel like indulging themselves. Then they may ask for money to pay off their debts. This habit of borrowing causes them to depend on others to solve their problems. ____5____.
____3____内应选()A、There is no better way to teach children to manage money than to start with their pocket money.B、The thought of saving money never crossed their minds.C、Children usually use the pocket money to buy food during recess and also at lunch hour if they have school activities in the afternoon.D、Others prefer to give pocket money on a daily basis.E、Parents who earn daily wages may also opt for this due to financial constraints.F、In such instances, the purpose of rationing is defeated.
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问答题Practice 2 Prices have fallen in the food business because of advances in food production and distribution technology. Consumers have benefited greatly from those advances. People who predicted that the world would run out of food were wrong. We are producing more and more food with less and less capital. Food is therefore more plentiful and cheaper than it has ever been. Spending on food compared with other goods has fallen for many years, and continues to drop. Supermarkets have helped push down prices mainly because of their scale. Like any big business, they can invest in IT systems that make them efficient. And their size allows them to buy in bulk. As supermarkets get bigger, the prices get lower. Huge retail companies such as Wal-Mart have tremendous power and they can put pressure on producers to cut their margins. As a result, some producers have had to make cuts. In recent years, Unilever has cut its workforce by 33,000 to 245,000 and dropped lots of its minor brands as part of its “path to growth” strategy. Cadbury has shut nearly 20 per cent of its 133 factories and cut 10 per cent of its 55,000 global workforce. These cuts help keep costs down, and the price of food stays low. Does cheap food make people unhealthy? Cheap food may encourage people to eat more. Food companies certainly think that giving people more food for their money makes them buy more. Giving people bigger portions is an easy way of making them feel they have got a better deal. That is why portions have got larger and larger. In America, soft drinks came in 8oz (225g) cans in the past, then 12oz (350g), and now come in 20oz (550g) cans. If a company can sell you an 8oz portion for $ 7, they can sell you a 12oz portion for $ 8. The only extra cost to the company is the food, which probably costs 25 cents. Now companies are under pressure to stop selling bigger portions for less money. But it is hard to change the trend.
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填空题Animal welfare was a low-rated trust factor partly because consumers were reluctant to pay extra money for “animal friendly” products.____
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问答题Practice 1 Are organically grown foods the best food choices? The advantages claimed for such foods over conventionally grown and marketed food products are now being debated. Advocates of organic foods—a term whose meaning varies greatly—frequently proclaim that such products are safer and more nutritious than others. The growing interest of consumers in the safety and nutritional quality of the typical North American diet is a welcome development. However, much of this interest has been sparked by sweeping claims that the food supply is unsafe or inadequate in meeting nutritional needs. Although most of these claims are not supported by scientific evidence, the preponderance of written material advancing such claims makes it difficult for the general public to separate fact from fiction. As a result, claims that eating a diet consisting entirely of organically grown foods prevents or cures disease or provides other benefits to health have become widely publicized and form the basis for folklore.
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单选题What will passengers have to do if their baggage is over the free allowance?A
To pay extra money.B
To carry it themselves.C
To ask for special permit.D
To drop the excessive item.
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填空题Of issues associated with green food, consumers took organic production as the most important.____
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