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资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is included in the commercial banking system of the USA?( )
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is included in the commercial banking system of the USA?( )
A.The Fed banks, the State banking and group banking.
B.The Fed banking, the state banking and group banking.
C.Unit banking, group banking and branch banking.
D.Specialized banks, group banking and unit banking.
B.The Fed banking, the state banking and group banking.
C.Unit banking, group banking and branch banking.
D.Specialized banks, group banking and unit banking.
参考答案
参考解析
解析:本题考查细节理解。
【关键词】included in the commercial banking system of the USA
【主题句】
第一段最后一句Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. 现在让我们看看商业银行的组织结构,其中包括单位银行,集团银行和分支银行。
【解析】题目意为“美国商业银行系统包括什么?”根据主题句,选项C与题意完全相符。
【关键词】included in the commercial banking system of the USA
【主题句】
第一段最后一句Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. 现在让我们看看商业银行的组织结构,其中包括单位银行,集团银行和分支银行。
【解析】题目意为“美国商业银行系统包括什么?”根据主题句,选项C与题意完全相符。
更多 “资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large. Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited. As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas. In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT). There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT). Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco. The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following. i.Managing the monetary system and money supply of the USA; ii.Providing funds as the lender of last report; iii.Providing for an efficient cherub clearing system; iiii.Providing a rigorous banking supervision system. What is included in the commercial banking system of the USA?( )A.The Fed banks, the State banking and group banking. B.The Fed banking, the state banking and group banking. C.Unit banking, group banking and branch banking. D.Specialized banks, group banking and unit banking.” 相关考题
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Popular breakfast foods in the United States, as in many other countries around the world, include coffee, milk, juice, eggs and bread. Some other breakfast items served in the United States are thought by many to be traditionally American. However, they actually come from other countries.A very popular breakfast food in America is the pancake---a thin, flat cake made out of flour and often served with maple syrup. The idea of the pancake is very old. In fact, pancakes were made long ago in ancient China.Bagels, a round thick bread with a hole in the middle, are also popular for breakfast in America. Polish people in the late 1600s came up with the idea for the first bagels and this new kind of bread soon took off across Eastern Europe.In the late 1800s, thousands of Jews from Eastern Europe traveled to the United States and brought the recipe for bagels with them. Today, New York bagels are said to be the best in the world. Many people have them with cream cheese for breakfast on the go.Doughnuts (usually spelled “donut” in the United States) came from France. They were served to American soldiers in France during World War Ⅰ(第一次世界大战). After the war, American soldiers asked cooks in the United States to make doughnuts for them. Now, served with coffee, they are a very popular breakfast food across the United States.41. This reading is mainly about _______.A. famous places in the United States to eat breakfastB. popular American breakfast foods coming from ChinaC. the most popular types of pancakes in the United StatesD. the history of popular breakfast foods in the United States
考题
In 1863, the United States created a truly national banking system with a standard paper currency.()
此题为判断题(对,错)。
考题
A sound bank will not suffer from the bankruptcy of other unrelated banks.A.RightB.WrongC.Doesn't say
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From the point of view of a Chinese bank, ______ is our bank's account in the books of an overseas bank, denominated in foreign currency.A.a vostro accountB.a nostro accountC.a mirror accountD.a record account
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听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.Q: What will the banks usually do to the highly speculative loan proposals?(15)A.The banks will disapprove them.B.The banks will approve them.C.The Bank will benefit from the loans.D.The bank will make profit from lending.
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In the foreign exchange market, which is made up of banks' traders and brokers, prices (61) every minute (62) to supply and demand. For safety's sake, a branch will get a rate from their traders for a big transaction. Therefore the traders give their branches lists of exchange rates (63) they may buy and sell notes and payments in the main currencies.Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterling to a non-resident, the payment has first to (64) under British exchange control regulations. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases (65) borrowing and lending have to be referred to the Bank of England.(46)A.alterB.varyC.turnD.convert
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Which of the following are interest-earning securities?A.Bank deposit certificates in Eurodollars.B.Gilt-edged stocks.C.United States Treasury Bonds.D.All of the above.
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听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Many banks in America accept accounts with the Bank of China, Shanghai.B.Many banks in America start business with the Bank of China, Shanghai.C.Many banks in America have accounts with the Bank of China, Shanghai.D.Many banks in America owe money to the Bank of China, Shanghai.
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Which is the best title of this passage?A. The Earliest People in North America.B. The Earliest Immigrants to North America.C. The People of the United States.D. Europeans Were the Earliest People Coming to the North America.
考题
共用题干
第三篇In the early days of the United States,postal charges were paid by the recipient and charges varied with the distance carried.In 1825,the United States Congress permitted local postmasters to give letters to mail carriers for home delivery,but these carriers received no government salary and their entire compensation depended on what they were paid by the recipients of individual letters.In 1847,the United States Post Office Department adopted the idea of a postage stamp,which of course simplified the payment for postal service but caused grumbling by those who did not like to prepay.Besides,the stamp covered only delivery to the post office and did not include carrying it to a private address.In Philadelphia,for example,with a population of 150,000,people still had to go to the post office to get their mail.The confusion and congestion of individual citizens looking for their letters was itself enough to discourage use of the mail.It is no wonder that,during the years of these cumbersome arrangements,private letter-carrying and express businesses developed.Although their activities were only semi-legal,they thrived and actually advertised that between Boston and Philadelphia they were half-day speedier than the government mail.The government postal service lost volume to private competition and was not able to handle efficiently even the business it had. Finally,in 1863,Congress provided that the mail carriers who delivered the mail from the post offices to private addresses should receive a government salary,and that there should be no extra charge for that delivery.But this delivery service was at first confined to cities,and free home delivery became a sign of urbanization.In 1890,of the 75 million people in the United States,fewer than 20 million had mail delivered free to their doors.The rest,nearly three quarters of the population,still received no mail unless they went to their post office.Which of the following statements about free home delivery in the United States of the late 19th century is not true?A:Mail carriers got paid by recipients.B:Mail carriers got paid by government.C:Most people still went to post office to get mails.D:Only people living in big cities could have the service.
考题
资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is not true?( )
A.National Banks in the USA refers to “State Banks”.
B.The group banking system usually exists in the states where branch banking is prohibited.
C.Stateside branching implies that bank branches are allowed to operate anywhere within the state.
D.Limited branching allows bank to operate branches within geographic territories authorized by the state law.
考题
资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is TRUE?( )
A.The Fed undertakes banking supervision over banking system in the USA.
B.The savings banks in the USA are authorized to do real estate business by some states’ law.
C.Specialized banks in the USA provide funds as the lender of last resort.
D.Specialized banks in the USA are the same to those in China.
考题
资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is the charting authority of the USA for banks?( )A.FRA
B.Laws of states
C.Fed
D.OCC
考题
资料:In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency(OCC); these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust (TEIT).
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust (REIT).
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston,New York City, Dallas and San Francisco.
The Federal Reserve Act(FRA)1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following title best suits the passage?( )A.Banking and Non-banking in the USA.
B.Banks in the USA.
C.Bankers in the USA.
D.Banking in the USA.
考题
根据以下材料,回答
The American Revolution was not arevolution in the sense of a radical or total change. It was not a sudden andviolent overturning of the political and social framework, such as lateroccurred in France and Russia, when both were already independent nations.Significant changes were ushered in, but they were not breathtaking. Whathappened was accelerated evolution rather than outright revolution. During theconflict itself people went on working and praying, marrying and playing. Mostof them were not seriously disturbed by the actual fighting, and many of themore isolated communities scarcely knew that a war was on.
America′s War of Independence heralded thebirth of three modem nations. One was Canada, which received its first largeinflux of English-speaking population from the thousands of loyalists who fledthere from the United States. Another was Australia, which became a penalcolony now that America was no longer available for prisoners and debtors. Thethird new comer--the United States--based itself squarely on republican principles.
Yet even the political overturn was not asrevolutionary as one might suppose. In some states, notable Connecticut andRhode Island, the war largely ratified a colonial self-rule alreadyexisting.British officials, everywhere ousted, were replaced by a home-growngoverning class, which promptly sought a local substitute for king andParliament.
Which of the following would be thebest title for the passage?A.The United States: An Isolated Community
B.Surprising Events During the AmericanRevolution
C.Canada and the American War ofIndependence
D.The American Revolution: Evolution NotRevolution
考题
根据以下材料,回答
The American Revolution was not arevolution in the sense of a radical or total change. It was not a sudden andviolent overturning of the political and social framework, such as lateroccurred in France and Russia, when both were already independent nations.Significant changes were ushered in, but they were not breathtaking. Whathappened was accelerated evolution rather than outright revolution. During theconflict itself people went on working and praying, marrying and playing. Mostof them were not seriously disturbed by the actual fighting, and many of themore isolated communities scarcely knew that a war was on.
America′s War of Independence heralded thebirth of three modem nations. One was Canada, which received its first largeinflux of English-speaking population from the thousands of loyalists who fledthere from the United States. Another was Australia, which became a penalcolony now that America was no longer available for prisoners and debtors. Thethird new comer--the United States--based itself squarely on republican principles.
Yet even the political overturn was not asrevolutionary as one might suppose. In some states, notable Connecticut andRhode Island, the war largely ratified a colonial self-rule alreadyexisting.British officials, everywhere ousted, were replaced by a home-growngoverning class, which promptly sought a local substitute for king andParliament.
What will the paragraph following thepassage most probably discuss?A.The transport of prisoners to Australia.
B.The creation of new state governments.
C.Events leading up to the AmericanRevolution.
D.How Canada and the United States becamefriends.
考题
There are approximately 500 () now in operation in the United States.Asavings banksBsaving bankCsaving banksDsavings bank
考题
There are approximately 500 () now in operation in the United States.A、savings banksB、saving bankC、saving banksD、savings bank
考题
单选题Unlike the United States, the president of the Philippines are elected to a six-year term in office.A
United States, the president of the Philippines are electedB
United States, the president of the Philippines is electedC
United States, the people of the Philippines elect a presidentD
the president of the United States, the people of the Philippines electE
the president of the United States, the president of the Philippines is elected
考题
问答题Practice 4 The other kind of bank—the Bank of the United States was simultaneously a commercial bank and a quasi-public central bank. The First Bank of the United States, chartered by the Congress in 1791, owed its existence to Alexander Hamilton who, shortly after becoming Secretary of the Treasury, showed remarkable insight into the financial problems of the young country and the economic implications of banking. The First Bank of the United States operated much like a private bank. But unlike a regular commercial bank, it had the federal government as a partner and number one customer. The Bank served as the fiscal agent for the government, holding government tax receipts, paying government bills, performing various financial housekeeping tasks. In return, the government kept its cash as deposits with the First Bank of the United States, giving it a huge financial base. The First Bank’s federal charter, moreover, allowed it to operate branches in all states, giving it a big competitive edge over regular state-chartered banks, which could operate only in the states that chartered them. Gradually the First Bank of the United States evolved into a sort of banker’s bank, gaining the power to police lesser commercial banks.
考题
单选题The passage warns of which of the following dangers?A
Companies in the United States may receive no protection from imports unless they actively seek protection from import competition.B
Companies that seek legal protection from import competition may incur legal costs that far exceed any possible gain.C
Companies that are United States owned but operate internationally may not be eligible for protection from import competition under the laws of the countries in which their plants operate.D
Companies that are not United States owned may seek legal protection from import competition under United States import relief laws.
考题
问答题Practice 8 The United States has long been known as a “melting pot”, because many of its people are descended from settlers who came from all over the world to make their homes in the new land. The first immigrants in American history came from England and the Netherlands. Attracted by reports of great economic opportunities and religious and political freedom, immigrants from many other countries flocked to the United States in increasing numbers, reaching a peak in the years 1880—1914. Between 1820 and 1980 the United States admitted almost 50 million immigrants. Some 1,360,000 American Indians, descendants of North America's first inhabitants, now reside in the United States. Most live in the West, but many are in the south and north central areas. Of the more than 300 separate tribes, the largest is the Navaho in the Southwest. Black people were first brought to America from Africa as slaves. Their descendants now make up nearly 12 percent of the population. They once lived mainly in the agricultural South but now are scattered throughout the nation.
考题
单选题From the beginning of this passage we know that.A
most of the American states were prohibited to take a restB
the United States of America prohibited others from restC
the United States of America prohibited alcohol salesD
most states in the country began to allow alcohol sales
考题
多选题The American Civil War began after the Confederate States of America seceded from the Union, in essence dividing the United States into two ______ countries.AconcordantBalliedCdistinctDdiscreteEunitedFbanded
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单选题Which of the following is NOT the purpose of America’s central bank?A
Controlling the flow of money in the economy.B
Overseeing the activities of banks.C
Producing and distributing bank notes and coins.D
Contributing to the maintenance of a stable financial system.
考题
单选题Stations in the United States of America are grouped by states arranged in the alphabetical order of their().A
countriesB
statesC
namesD
groups
考题
单选题It can be inferred from the passage that the minimal basis for a complaint to the international Trade Commission is which of the following?A
A foreign competitor has received a subsidy from a foreign government.B
A foreign competitor has substantially increased the volume of products shipped to the United States.C
A foreign competitor selling products in the United States at less than fair market value.D
The company requesting import relief has been injured by the sale of imports in the United States.
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