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A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A．Right
B．Wrong
C．Doesn't say
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You should deposit a certain amount of money with a bank before you buy a house.A．RightB．WrongC．Doesn't say
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A which ;B what ;C that
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听力原文：The bank has special obligation to depositors, because it makes profits from their money as well as its own.(4)A．The bank makes profits only from its own money.B．The bank makes profits from not only the deposits but also its own money.C．The bank has special obligation to make profits.D．The bank makes profits by having special obligations to depositors.
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听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.27. What are banker's acceptances?28.Who is the drawee of the draft mentioned in the passage?29.What should be attached to the draft when it is presented for acceptance?30.How does the bank accept the draft?(27)A．They are drafts issued by a bank on another bank.B．They are a very old form. of commercial credit.C．They are exchange bills discounted by customers.D．They are checks cashed through the ATMs.
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The PBC can exercise examination of a commercial bank at any time.A．RightB．WrongC．Doesn't say
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A commercial bank shall establish and improve its system of internal control according to law.A．RightB．WrongC．Doesn't say
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An industrial corporate can meet its financial needs by seeking funds from the capital market.A．RightB．WrongC．Doesn't say
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The company's prepayment to its supplier is regarded as a liability item.A．RightB．WrongC．Doesn't say
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Why is the British bank able to offer its customer a banker's draft drawn in dollar?A．Its US correspondent bank prefers to make the payment.B．It will send dollar in cash by airmail.C．It has a dollar account with another bank in an American city where the beneficiary lives.D．Its customer has a dollar account with it.
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The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.A．RightB．WrongC．Doesn't say
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A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital marketsA．RightB．WrongC．Doesn't say
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Under the bond terms in international business, if the exporter fails to fulfill its obligations, the compensation should be paid by ______.A．the importer's bankB．the exporter's bankC．the collecting bankD．the negotiating bank
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A bank reconciliation should be prepared periodically because ( )A. the depositor's records and the bank's records are in agreementB. the bank has not recorded all of its transactionsC. any differences between the depositor's records and the bank's records should be determined, and any errors made by either party should be
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In the 17th century,the English government encouraged people from Scotland and Northern England to emigrate to the north of Ireland because（）Athey wanted to increase its control over IrelandBthey had too many people and didn’t have enough space for them to live in BritainCthey intended to expand their investmentDthey believed that Ireland was the best place for them
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Which three best describe the customer benefits of the Cisco Lifecycle Services approach？（）A、improve the skill sets of its staff membersB、increase the value of and return on investment for its networksC、increase network staff productivityD、increase the amount of server room rack spaceE、improve network availability， resiliency， security， and scalabilityF、increase the amount of time required to integrate network changes
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Which of these best describes the Cisco Lifecycle Services approach？ （）A、 a methodology for proactively updating equipment before it reaches the end of its lifeB、 a methodology for introducing new technologiesC、 a methodology for creating a business planD、 a methodology for determining total cost or ownership
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In the case of MT，the remitting bank issues a draft to its customer，and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.
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A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: （）A、Reques tthe claiming bank to cancel the claimB、Instruct the claiming bank to contac tthe beneficiaryC、Honour the claim and debit the issuing bank’s accountD、Dishonour the claim as per the issuing bank’s instruction
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单选题What recommendation is given to the company?A
It should expand its assets.B
It should hire a foreign executive.C
It should increase its workforce.D
It should open an overseas subsidiary.
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单选题Which of these best describes the Cisco Lifecycle Services approach？ （）A
a methodology for proactively updating equipment before it reaches the end of its lifeB
a methodology for introducing new technologiesC
a methodology for creating a business planD
a methodology for determining total cost or ownership
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问答题Practice 4 The other kind of bank—the Bank of the United States was simultaneously a commercial bank and a quasi-public central bank. The First Bank of the United States, chartered by the Congress in 1791, owed its existence to Alexander Hamilton who, shortly after becoming Secretary of the Treasury, showed remarkable insight into the financial problems of the young country and the economic implications of banking. The First Bank of the United States operated much like a private bank. But unlike a regular commercial bank, it had the federal government as a partner and number one customer. The Bank served as the fiscal agent for the government, holding government tax receipts, paying government bills, performing various financial housekeeping tasks. In return, the government kept its cash as deposits with the First Bank of the United States, giving it a huge financial base. The First Bank’s federal charter, moreover, allowed it to operate branches in all states, giving it a big competitive edge over regular state-chartered banks, which could operate only in the states that chartered them. Gradually the First Bank of the United States evolved into a sort of banker’s bank, gaining the power to police lesser commercial banks.
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单选题Online retailer Dressmart _______.A
proved right to do too much in a short time periodB
carried out the plan of doing its business at home firstC
made great profits by expanding its business abroadD
contracted its business from abroad before complete failure
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