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Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday,the best thing to do is
start early.
That'S because just as many employers want to hire only people with experience,banks and other
creditors are usually reluctant to lend to those________(51)a proven track record of paying back,
_________(52)time,the money they have borrowed.
But if you need experience just to get a start,how do you get that start in the first place?
With a little help from your parents usually,while you are still financially dependent_________(53)
them.It is easy to get a credit card or student loan when you are in college,because banks figure your
parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes,one's university time can be a good
time to work on another important personal record:the credit _________(54).
Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting
agency,or CRA.
Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to
the three main CRAs in the US__________(57)how their customers are doing at paying back the money they
________(58).
Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs.
Potential creditors usually compile the information in'the reports into a credit"score",ranking the level of
creditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result
in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit
report can be important to getting through life.Landlords often ask for the reports to judge________(60 )
a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-
chasing a mobile phone calling plan.
People can obtain a copy of their own credit report,usually __________(61)a cost of around US
$8—9.
Some consumer organizations recommend doing this once a year to allow one to catch any mistakes
__________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.
Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof:
sometimes people take out bad loans in others'names,________(64)their records.
In a society addicted________(65)credit,that can be a disaster.
Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday,the best thing to do is
start early.
That'S because just as many employers want to hire only people with experience,banks and other
creditors are usually reluctant to lend to those________(51)a proven track record of paying back,
_________(52)time,the money they have borrowed.
But if you need experience just to get a start,how do you get that start in the first place?
With a little help from your parents usually,while you are still financially dependent_________(53)
them.It is easy to get a credit card or student loan when you are in college,because banks figure your
parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes,one's university time can be a good
time to work on another important personal record:the credit _________(54).
Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting
agency,or CRA.
Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to
the three main CRAs in the US__________(57)how their customers are doing at paying back the money they
________(58).
Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs.
Potential creditors usually compile the information in'the reports into a credit"score",ranking the level of
creditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result
in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit
report can be important to getting through life.Landlords often ask for the reports to judge________(60 )
a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-
chasing a mobile phone calling plan.
People can obtain a copy of their own credit report,usually __________(61)a cost of around US
$8—9.
Some consumer organizations recommend doing this once a year to allow one to catch any mistakes
__________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.
Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof:
sometimes people take out bad loans in others'names,________(64)their records.
In a society addicted________(65)credit,that can be a disaster.
_________(53)
A:of
B:in
C:on
D:with
A:of
B:in
C:on
D:with
参考答案
参考解析
解析:从意思上可以断定应该用without。雇主用工要求有工作经验的(with experience),银行 和其他借款人不愿意把钱借给没有还钱记录的人(without a...record of paying back)另外两个 介词on和by用法都不对。
on time是个固定的表达方式,意思是“准时”,in time是“及时”。with time和by time这 里都不可能用。
dependent后面只能跟on,表示“依赖······”的意思。of用在independent后面,意思正好 相反,是“不依赖······”的意思。另外两个介词都不用在dependent后面。
依据上文这里需要的是一个名词,表示的是一种个人的记录,从下文的Credit reports are…我们得到提示,应该填入的是report。
这里应该填入的是一个名词,这是毫无疑问的。个人的信用报告是个信用历史的归 纳。故应选summary。
这里需要的是动词include的-ing分词形式。其他形式在语法上都不对。
report在作不及物动词用时,后面的介词通常用on。其他的选项都不对。
这里要注意几个选项在意义上的差别。own和owe在词形上很接近,很容易混淆,但意 思恰恰相反,own是“拥有”,owe是“欠”。这里的意思是“客户还钱的情况如何”所以应该选 owe。 possess和own同义,lend则是“借出”的意思。
in addition to是个固定的短语,意思相当于beside, in contrast to的意思是“和······形成 对比”,in conclusion和in consequence都是短语,但后面不用to。
这里动词judge后面有一个宾语从句,需要一个引导宾语从句的连接词,一般用 whether,表示“判断······是否······”。
表示“花多少代价”英语里用at a cost of...,其他几个介词都不对。
这里需要一个引导定语从句的词,由于先行词是mistakes,只能用that或which。
这里需要的是一个修饰名词law的定语,说明什么样的法律,所以要用的不是一个谓语 动词,而是一个作定语的分词,在两个分词形式meant和meaning中应该选meant。
这里的选择基于对句子意义的理解。本句意思是:有时有些人用别人的名义借钱不 还,这样做的结果必然是毁了别人的信用记录。
这道题考的是addict这个词的用法,addict后面一定跟to , addict to的意思是“沉酒, 对······上瘾”。如:He is addicted to drugs.他对毒品上瘾了。
on time是个固定的表达方式,意思是“准时”,in time是“及时”。with time和by time这 里都不可能用。
dependent后面只能跟on,表示“依赖······”的意思。of用在independent后面,意思正好 相反,是“不依赖······”的意思。另外两个介词都不用在dependent后面。
依据上文这里需要的是一个名词,表示的是一种个人的记录,从下文的Credit reports are…我们得到提示,应该填入的是report。
这里应该填入的是一个名词,这是毫无疑问的。个人的信用报告是个信用历史的归 纳。故应选summary。
这里需要的是动词include的-ing分词形式。其他形式在语法上都不对。
report在作不及物动词用时,后面的介词通常用on。其他的选项都不对。
这里要注意几个选项在意义上的差别。own和owe在词形上很接近,很容易混淆,但意 思恰恰相反,own是“拥有”,owe是“欠”。这里的意思是“客户还钱的情况如何”所以应该选 owe。 possess和own同义,lend则是“借出”的意思。
in addition to是个固定的短语,意思相当于beside, in contrast to的意思是“和······形成 对比”,in conclusion和in consequence都是短语,但后面不用to。
这里动词judge后面有一个宾语从句,需要一个引导宾语从句的连接词,一般用 whether,表示“判断······是否······”。
表示“花多少代价”英语里用at a cost of...,其他几个介词都不对。
这里需要一个引导定语从句的词,由于先行词是mistakes,只能用that或which。
这里需要的是一个修饰名词law的定语,说明什么样的法律,所以要用的不是一个谓语 动词,而是一个作定语的分词,在两个分词形式meant和meaning中应该选meant。
这里的选择基于对句子意义的理解。本句意思是:有时有些人用别人的名义借钱不 还,这样做的结果必然是毁了别人的信用记录。
这道题考的是addict这个词的用法,addict后面一定跟to , addict to的意思是“沉酒, 对······上瘾”。如:He is addicted to drugs.他对毒品上瘾了。
更多 “共用题干 Making Yourself a Good RecordIf you are an American and you think you might need to borrow money someday,the best thing to do is start early.That'S because just as many employers want to hire only people with experience,banks and other creditors are usually reluctant to lend to those________(51)a proven track record of paying back, _________(52)time,the money they have borrowed.But if you need experience just to get a start,how do you get that start in the first place?With a little help from your parents usually,while you are still financially dependent_________(53) them.It is easy to get a credit card or student loan when you are in college,because banks figure your parents will bail you out if you fail to pay.So just as students take on internships to build up their resumes,one's university time can be a goodtime to work on another important personal record:the credit _________(54).Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting agency,or CRA.Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to the three main CRAs in the US__________(57)how their customers are doing at paying back the money they ________(58).Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs. Potential creditors usually compile the information in'the reports into a credit"score",ranking the level ofcreditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result in a low score.Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit report can be important to getting through life.Landlords often ask for the reports to judge________(60 )a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-chasing a mobile phone calling plan.People can obtain a copy of their own credit report,usually __________(61)a cost of around US $8—9.Some consumer organizations recommend doing this once a year to allow one to catch any mistakes __________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof: sometimes people take out bad loans in others'names,________(64)their records. In a society addicted________(65)credit,that can be a disaster._________(53)A:ofB:inC:onD:with” 相关考题
考题
() yourself in other’s shoes, then you will never do the wrong thing.
A、SetB、MakeC、TakeD、Put
考题
Passage ThreeMany visitors finds the fast pace at which American people move very troubling. One's first impression is likely to be that everyone is in a rush. City people always appear to be hurrying to get where they are going and are very impatient if they are delayed even for a short moment.At first, this may seem unfriendly to you. People will push past you as they walk along the street. You will miss smiles, brief conversations with people as you shop or dine away from home. Do not think that because Americans are in such a hurry they are unfriendly. Often, life is much slower outside the big cities, as is true in other countries as well.Americans who live in cities often think that everyone is equally in a hurry to get things done; just as city people do in Tokyo, Singapore or Paris, for example. But When they discover that you are a stranger, most Americans become quite kindly and will take great care to help you. If you need help and say, "I am a stranger here. Can you help me?' Most people will stop, smile at you, and help you find you way or answer your questions. Occasionally, you may find someone too busy or perhaps too rushed to give you help. If this happens, do not be discouraged (气馁); just ask someone else. Most Americans enjoy helping a stranger.41. Many people who first visit the United States will find that______.A. America is a highly developed countryB. Americans are impatient and unfriendly peopleC. the fast pace in American life often causes much troubleD. American city people seem to be always in a rush
考题
— Do you think I could borrow these magazines?— _______A.No, you can’t.B.You could borrow other magazines.C.The magazines aren’t here now.D.I’m sorry, but the magazines you want are out.
考题
Many visitors finds the fast pace at which American people move very troubling. One’s first impression is likely to be that everyone is in a rush. City people always appear to be hurrying to get where they are going and are very impatient if they are delayed even for a brief moment. At first, this may seem unfriendly to you. Drivers will rush you; storekeepers will be in a hurry as they serve you; people will push past you as they walk along the street. You will miss smiles, brief conversations with people as you shop or dine away from home. Do not think that because Americans are in such a hurry they are unfriendly. Often, life is much slower outside the big cities, as is true in other countries as well. Americans who live in cities such as New York, Chicago, or Los Angeles, often think that everyone is equally in a hurry to get things done; they expect others to “push back”, just as city people do in Tokyo, Singapore or Paris, for example. But when they discover that you are a stranger, most Americans become quite kindly and will take great care to help you. Many of them first came to the city as strangers and they remember how frightening a new city can be .If you need help or want to ask a question, choose a friendly looking person and say, “I am a stranger here. Can you help me?” Most people will stop, smile at you, and help you find you way or answer your questions. But you must let them know that you need help. Otherwise they are likely to pass you by, not noticing that you are new to the city and in need of help. Occasionally, you may find someone too busy or perhaps too rushed to give you aid. If this happens, do not be discouraged; just ask someone else. Most Americans enjoy helping a stranger.1.Many people who first visit the United States will find that _______.A、 America is a highly developed countryB、 American city people seem to be always in a rushC、 the fast pace in American life often causes much troubleD、 Americans are impatient and unfriendly people2.When the author says “You will miss smile”, he means ___________.A、 you will fail to notice that Americans are pleasant and happyB、 you will be puzzled why Americans do not smile at youC、 you will feel that Americans do not seem very friendlyD、 you will find that Americans don't have much sense of humor3.In the author’s opinion, ___________.A、 it is true that life in New York is much faster than that in any other cityB、 people living outside big cities are lazy and miserableC、 most American people enjoy living in the suburbs of big citiesD、 those who are busy are not necessarily unfriendly4.The life pace in cities is much ___________ than the one outside cities.A、 fasterB、 slowerC、 happierD、 sadder5.If you say to an American that you are a stranger there, most probably he will _________.A、 offer his helpB、 stop smiling at youC、 help you find the wayD、 reply that he is pleased to meet you
考题
Questions 61-65 are based on Passage Two:Passage TwoNew rules and behavior. standards(行为规范) for middle school students came out inMarch. The Middle School is going to use a new way to decide who the top students are. The best students won't only have high marks. They should not dye(染) their hair,smoke ordrink because they are students. The following are some of the new rules.Have you ever copied someone else's work in an exam? Don't do that again! That's not something an honest student should do.Do more at school. Good students love animals and care for other people. April is Birdloving Month in China. Is your school cloing anything to celebrate it? You should join!And you can learn more about animals and how to protect them. Be friendly to the people around you. Try to think of others,not only yourself.Be open to new ideas. Do you think people can live on the moon? Maybe you'll find another earth someday. Don't look down on new ideas. Everyone's ideas are important. You should welcome them,because new ideas make life better for everyone.Protect yourself. Has someone ever taken money from one of your classmates? Don't let it happen to you.lf you have to go home late,you should let your parents know.Use the Internet carefully. The Internet can be very useful for students. But some things on the Internet aren't good for children,so try to look at web pages (网页) that are good foryou.What's the meaning of "look down on" in the passage? ( )A. 向下看B.轻视C.在……上面看D.上下打量
考题
Section ADirections: For each blank in the following passage there are four words or phrases marked A, B, C and D. Fill in each blank with the word or phrase that best fits the context.Most people believe they don’t have much imagination. They are __50__. Everyone has imagination, but most of us, once we become adults, forget how to __51__ it. Creativity isn’t always __52__ with great works of art or ideas. People at work and in their free time __53__ think of creative ways to solve problems. Maybe you have a goal to achieve, a tricky question to answer or you just want to expand your mind! Here are three techniques to help you.Making connections This technique involves taking __54__ ideas and trying to find links between them. First, think about the problem you have to solve or the job you need to do. Then find an image, word, idea or object, for example, a candle. Write down all the ideas/words __55__ with candles: light, fire, matches, wax, night, silence, etc. Think of as many as you can. The next stage is to relate the __56__ to the job you have to do. So imagine you want to buy a friend an original __57__; you could buy him tickets to a match or take him out for the night.No limits! Imagine that normal limitations don’t __58__. You have as much time/space/money, etc. as you want. Think about your goal and the new __59__. If your goal is to learn to ski, __60__, you can now practice skiing every day of your life (because you have the time and the money). Now__61__ his to reality. Maybe you can practice skiing every day in December, or every Monday in January.Be someone else! Look at the situation from a __62__ point of view. Good businessmen use this technique in trade, and so do writers. Fiction writers often imagine they are the __63__ in their books. They ask questions: What does this character want? Why can’t she get it? What changes must she make to get what she wants? If your goal involves other people, put yourself in their __64__. The best fishermen think like fish!50.___________A. wrong B. unbelievable C. reasonable D. realistic
考题
根据下列内容,回答211-215题。
A house is the most expensive thing most people will ever buy.Very few people have enough money of their own to buy a house,so they have to borrow money from a bank.Borrowing moneyfrom a bank to buy a house is called“take a mortgage”.The bank usually lends money or gives a me.gage for twenty—five years.Houses are so expensive that many people nowadays have to borrow as much as$50,000.In other words,they will have a$50,000 mortgage.
How can you get a mortgage? When you find a house you like.you go to a bank.The bank will research you financial history and decide if they think you are a good risk.They will want to know what kind of job you have,what kind of salary you make and how long you have had the job.
They will a]so want to know how much money you have.In addition.the banks will require a down payment.Depending Oil which state you live in,the bank may require as much as 30%of the price of the house as a down payment.The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the
down payment.
What does a house mean in the United States.? __________A.It is a dream which many people can hardly realize
B.It is so expensive that many people can not really buy them
C.It is the most important property that many people try to buy
D.It doesn’t belong to people if they can not borrow morley from the bank
考题
资料:Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
Switching careers is like changing highway lanes: you must signal!
If you want to move in a new career direction, you need to signal to the professional world you intend to make a change. You need to do it with purpose and specificity. It must look well-thought out and intentional. Otherwise, people will A) not know you are looking to make the change, and B)assume you are doing it because you failed in your current career in some way.
1. Give the logic and passion behind your career change.
When signaling to your network you want to switch careers you must explain why both your head and heart are ready to change. Perhaps there are financial or geographic reasons (i.e., you need to relocate or make more money). But, you must also convey the excitement and sincere desire you have for this new career (i.e., you want to make a difference or work on a particular type of problem that needs to be solved).
2. Build a marketing campaign for your business-of-one.
Most employers prefer to hire people with previous experience. Thus, you're going to need a way to convey to them your transferable skills from your former career path will be equally valuable. The best way to do this is to create a targeted list of employers you want to work for and then strategically network with their employees. The more conversations and connections you can have within your new career path, the easier it will be to convince someone to hire you in spite of your lack of experience.
To sum it up … Once you commit to a career change, the secret to success is to make sure everyone knows about it. Otherwise, you will struggle to change career lanes efficiently and effectively.
What’s the best way to convince someone to hire you in spite of your lack of experience?A.To build a marketing campaign by creating a better resume.
B.To give the logic and passion behind your career change.
C.To make sure everyone knows about your intention of changing career.
D.To have more conversations and connections within your new career path.
考题
资料:Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
Switching careers is like changing highway lanes: you must signal!
If you want to move in a new career direction, you need to signal to the professional world you intend to make a change. You need to do it with purpose and specificity. It must look well-thought out and intentional. Otherwise, people will A) not know you are looking to make the change, and B)assume you are doing it because you failed in your current career in some way.
1. Give the logic and passion behind your career change.
When signaling to your network you want to switch careers you must explain why both your head and heart are ready to change. Perhaps there are financial or geographic reasons (i.e., you need to relocate or make more money). But, you must also convey the excitement and sincere desire you have for this new career (i.e., you want to make a difference or work on a particular type of problem that needs to be solved).
2. Build a marketing campaign for your business-of-one.
Most employers prefer to hire people with previous experience. Thus, you're going to need a way to convey to them your transferable skills from your former career path will be equally valuable. The best way to do this is to create a targeted list of employers you want to work for and then strategically network with their employees. The more conversations and connections you can have within your new career path, the easier it will be to convince someone to hire you in spite of your lack of experience.
To sum it up … Once you commit to a career change, the secret to success is to make sure everyone knows about it. Otherwise, you will struggle to change career lanes efficiently and effectively.
What does the sentence “you must signal!” mean in paragraph 2?A.You need to have more conversations and connections within your new career path.
B.You need to build a marketing campaign for your business-of-one.
C.You need to give the logic and passion behind your career change.
D.You need to make sure everyone knows about it.
考题
资料:Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
Switching careers is like changing highway lanes: you must signal!
If you want to move in a new career direction, you need to signal to the professional world you intend to make a change. You need to do it with purpose and specificity. It must look well-thought out and intentional. Otherwise, people will A) not know you are looking to make the change, and B)assume you are doing it because you failed in your current career in some way.
1. Give the logic and passion behind your career change.
When signaling to your network you want to switch careers you must explain why both your head and heart are ready to change. Perhaps there are financial or geographic reasons (i.e., you need to relocate or make more money). But, you must also convey the excitement and sincere desire you have for this new career (i.e., you want to make a difference or work on a particular type of problem that needs to be solved).
2. Build a marketing campaign for your business-of-one.
Most employers prefer to hire people with previous experience. Thus, you're going to need a way to convey to them your transferable skills from your former career path will be equally valuable. The best way to do this is to create a targeted list of employers you want to work for and then strategically network with their employees. The more conversations and connections you can have within your new career path, the easier it will be to convince someone to hire you in spite of your lack of experience.
To sum it up … Once you commit to a career change, the secret to success is to make sure everyone knows about it. Otherwise, you will struggle to change career lanes efficiently and effectively.
Why is changing career becoming a necessity?
A.As new industries arise, the popularity of different careers also change.
B.Nowadays people don’t know what they really want to do.
C.Because changing careers is becoming more popular.
D.Because one could have as many as nine careers in his professional lifetime.
考题
资料:Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
Switching careers is like changing highway lanes: you must signal!
If you want to move in a new career direction, you need to signal to the professional world you intend to make a change. You need to do it with purpose and specificity. It must look well-thought out and intentional. Otherwise, people will A) not know you are looking to make the change, and B)assume you are doing it because you failed in your current career in some way.
1. Give the logic and passion behind your career change.
When signaling to your network you want to switch careers you must explain why both your head and heart are ready to change. Perhaps there are financial or geographic reasons (i.e., you need to relocate or make more money). But, you must also convey the excitement and sincere desire you have for this new career (i.e., you want to make a difference or work on a particular type of problem that needs to be solved).
2. Build a marketing campaign for your business-of-one.
Most employers prefer to hire people with previous experience. Thus, you're going to need a way to convey to them your transferable skills from your former career path will be equally valuable. The best way to do this is to create a targeted list of employers you want to work for and then strategically network with their employees. The more conversations and connections you can have within your new career path, the easier it will be to convince someone to hire you in spite of your lack of experience.
To sum it up … Once you commit to a career change, the secret to success is to make sure everyone knows about it. Otherwise, you will struggle to change career lanes efficiently and effectively.
What does the last sentence (underlined) of the passage mean?A.You need to be consistent in your career.
B.Changing career lanes efficiently and effectively needs more effort.
C.It will be hard for you to change career lanes efficiently and effectively.
D.You will change career lanes easily.
考题
资料:Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
Switching careers is like changing highway lanes: you must signal!
If you want to move in a new career direction, you need to signal to the professional world you intend to make a change. You need to do it with purpose and specificity. It must look well-thought out and intentional. Otherwise, people will A) not know you are looking to make the change, and B)assume you are doing it because you failed in your current career in some way.
1. Give the logic and passion behind your career change.
When signaling to your network you want to switch careers you must explain why both your head and heart are ready to change. Perhaps there are financial or geographic reasons (i.e., you need to relocate or make more money). But, you must also convey the excitement and sincere desire you have for this new career (i.e., you want to make a difference or work on a particular type of problem that needs to be solved).
2. Build a marketing campaign for your business-of-one.
Most employers prefer to hire people with previous experience. Thus, you're going to need a way to convey to them your transferable skills from your former career path will be equally valuable. The best way to do this is to create a targeted list of employers you want to work for and then strategically network with their employees. The more conversations and connections you can have within your new career path, the easier it will be to convince someone to hire you in spite of your lack of experience.
To sum it up … Once you commit to a career change, the secret to success is to make sure everyone knows about it. Otherwise, you will struggle to change career lanes efficiently and effectively.
Which of the following could NOT be a logical reason for career change?
A.You want to try something new.
B.You want to make a difference and prove yourself.
C.You need to make more money to buy a house.
D.You need to relocate.
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第二篇Call American Their NamesA great difference between American social customs and those of other countries is the way in which names are used.Americans have little concern for"rank",especially socially. Most Americans do not want to be treated in any especially respectful way because of their age or social rank;it makes them feel uncomfortable.Many Americans even find the terms"Mr.","Mrs."or"Miss" too formal.People of all ages may prefer to be called by their first names."Don't call me Mrs. Smith.Just call me Sally."Using only first names usually indicates friendliness and acceptance. However,if you do not feel comfortable using only first names,it is quite acceptable to be more formal.Just smile and say that after a while you will use first names but you are accustomed to being more when you first meet someone.Very often,introductions are made using both first and last names:"Mary Smith,this is John Jones."In this situation you are free to decide whether to call the lady"Mary"or"Miss Smith". Sometimes both of you will begin a conversation using last names,and after a while one or both of you may begin using first names instead.You have a choice:if you don't want to use first names so quickly, no one will think it impolite if you continue according to your own custom.Which of the following statements is NOT true?A:The way names are used in America is different from those of other countries.B:Many Americans are used to being called by their first names.C:It shows friendliness and kindness to use only first names.D:When you talk to people in the United States,you have to use their first names.
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Interview with Allan Gray1. I was working for a multinational company in the early 1980s,and my brother asked me if I was interested in going into partnership with him to set up a language school.I'd always wanted to work for myself,and I was a bit fed up with working for someone else,so I said yes.Primarily, I wanted the freedom to make my own decisions,I wanted room to be creative,and also I wanted to be able to get the credit and keep the profits if we were successful.I was also happy to carry the can and take the blame if things went wrong.These things are not possible if you work as an employee in a large organization.2. I had to borrow money to help start the business,but we were lucky because we also had some outside capital to put into the business.These days it can be really hard to persuade banks to lend money to people who want to start a company,so we were fortunate .It was fairly easy to set up the business,because we had a very clear idea of what we wanted to do.The problem was,all our preconceptions(预想)about what it would be like to run a business were wrong. We made lots of mistakes, and we almost went bankrupt(破产的)at the beginning. At one point, we only had two students in the school.3. Far too long!We lost money for the first four years and,as I was saying,we nearly went out of business.It took quite a long time to start making profit. The best thing we did,though,was that we hired some really good people to work for us.In fact,some of those people are still work-ing for us,24 years later. Now we're doing well,but it was very risky at first.4. One is financial constraint(约束).It can be very tough. I think all small businesses have cashflow problems-it often takes a long time to get paid by your customers.The second big prob- lem is marketing. It takes a lot of funds to market your business,and you have to get your name known and build a reputation .But the biggest challenge is managing the people.All businesses are about people,and you have to learn how to deal with all kinds of people-and I think we've been extremely good at getting the best of our staff. The difficult thing to start a business is to persuade banks______.A: to lose your houseB: to manage your employeesC: to keep independentD: to lend you moneyE: to take the responsibility for itF: to make profit
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第二篇Call American Their NamesA great difference between American social customs and those of other countries is the way in which names are used.Americans have little concern for"rank",especially socially. Most Americans do not want to be treated in any especially respectful way because of their age or social rank;it makes them feel uncomfortable.Many Americans even find the terms"Mr.","Mrs."or"Miss" too formal.People of all ages may prefer to be called by their first names."Don't call me Mrs. Smith.Just call me Sally."Using only first names usually indicates friendliness and acceptance. However,if you do not feel comfortable using only first names,it is quite acceptable to be more formal.Just smile and say that after a while you will use first names but you are accustomed to being more when you first meet someone.Very often,introductions are made using both first and last names:"Mary Smith,this is John Jones."In this situation you are free to decide whether to call the lady"Mary"or"Miss Smith". Sometimes both of you will begin a conversation using last names,and after a while one or both of you may begin using first names instead.You have a choice:if you don't want to use first names so quickly, no one will think it impolite if you continue according to your own custom.The passage you've just read would most likely be found in a______.A:guide-book for touristsB:book about American historyC:noticeD:short story
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第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators(谈判者)use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!According to the passage,when we become adults_______________.A:most of us are no longer creativeB:we are not as imaginative as childrenC:we can still learn to be more creativeD:we are unwilling to be creative
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第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators(谈判者)use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!The phrase"put yourself in their shoes"in Paragraph 4 is closest in meaning to_______________.A:dress yourself like themB:do as they ask you toC:put on their shoesD:think as they would
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第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators(谈判者)use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!We learn from the third technique that a good salesman should ask himself_______________?A:what do I usually doB:what are my customers' needsC:what did my boss tell me to doD:how should I sell my products
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第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators(谈判者)use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!According to the first technique,if you need to solve a problem_______________.A:you should link it with candlesB:you have to think of buying a present for a friendC:you should link it with as many words as possibleD:you could find an image and try to link it with the problem
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.Interest is the amount of money whichA:a bank lends to people.B:a bank loans to businesses.C:a bank pays you.D:a bank uses.
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.The word"touch" in paragraph 7 could be best replaced byA:"deposit".B:"work".C:"use".D:"cash".
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第二篇Saving MoneyWhere you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So,you may want to compare rates in newspaper ads before buying a CD.A bank statement tells youA:the amount of money you have in the bank.B:the current rates of interest.C:the current rates of exchange.D:the best way to save your money.
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第二篇Three Ways to Become More CreativeMost people believe they don't have much imagination.They are wrong. Everyone has imagination,but most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three techniques to help you.This technique involves taking unrelated ideas and trying to find links between them.First,think about the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam- pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence, etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine you want to buy a friend an original present,you could buy him tickets to a match or take him out for thenight.Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want. Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac- tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May- be you can practice skiing every day in December,or every Monday in January.Look at the situation from a different point of view. Good negotiators(谈判者)use this technique in business; and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions: what does this character want?Why can't she get it?What changes must she make to get what she wants? What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher- men think like fish!The second technique suggests that you just imagine _______________.A:setting a goal is as simple as skiingB:you have every resource to achieve your goalC:new possibilities will soon appearD:December and January are the best months for skiing
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Making Yourself a Good RecordIf you are an American and you think you might need to borrow money someday,the best thing to do is start early.That'S because just as many employers want to hire only people with experience,banks and other creditors are usually reluctant to lend to those________(51)a proven track record of paying back, _________(52)time,the money they have borrowed.But if you need experience just to get a start,how do you get that start in the first place?With a little help from your parents usually,while you are still financially dependent_________(53) them.It is easy to get a credit card or student loan when you are in college,because banks figure your parents will bail you out if you fail to pay.So just as students take on internships to build up their resumes,one's university time can be a goodtime to work on another important personal record:the credit _________(54).Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting agency,or CRA.Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to the three main CRAs in the US__________(57)how their customers are doing at paying back the money they ________(58).Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs. Potential creditors usually compile the information in'the reports into a credit"score",ranking the level ofcreditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result in a low score.Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit report can be important to getting through life.Landlords often ask for the reports to judge________(60 )a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-chasing a mobile phone calling plan.People can obtain a copy of their own credit report,usually __________(61)a cost of around US $8—9.Some consumer organizations recommend doing this once a year to allow one to catch any mistakes __________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof: sometimes people take out bad loans in others'names,________(64)their records. In a society addicted________(65)credit,that can be a disaster._________(60)A:thatB:whetherC:whatD:either
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第三篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank(猪形储蓄罐), one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.A bank statement tells you_______.A:the amount of money you have in the bankB:the current rates of interestC:the current rates of exchangeD:the best way to save your money
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Do you think I could borrow your dictionary?()AYes, you may borrowBYes, you couldCYes, go onDYes, help yourself
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What do you think of my new dress?()A、It's on saleB、It's a birthday present for youC、You really need oneD、It looks very good on you
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单选题Do you think I could borrow your dictionary?()A
Yes, you may borrowB
Yes, you couldC
Yes, go onD
Yes, help yourself
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