不是topik，而是朝鲜语专业四级八级，学校大...

David Copperfield is a novel by ______.

A．Charles Dickens

B．William M. Thackeray

C．George Eliot

D．Mrs. Gaskell

SECTION A MINI-LECTURE

Directions: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.

听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.

Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.

Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.

There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the

card.

The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.

There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.

However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

Currently, every college student knows that ability is important. They would like to attend various training programs and apply for different certificates so that they are more competent. Do you think that attending training programs and getting more certificates can improve competence? Write an essay of about 400 words entitled: Do More Certificates Stand for Better Ability?

Most people think of lions as strictly African beasts, but only because they've been killed off almost everywhere else. Ten thousand years ago lions spanned vast sections of the globe, and so did people, who —as they multiplied and organized —pat pressure on competitors at the top of the food chain. Now lions hold only a small fraction of their former habitat, and Asiatic lions, a subspecies that split from African lions perhaps 100,000 years ago, hang on to an almost impossibly small slice of their former domain.

India is the proud steward of these 300 or so lions, which live primarily in a 560-square-mile (1,450-square-kilometer) sanctuary. It took me a year and a half to get a permit to explore the entire Gir Forest —and no time at all to see why these lions became symbols of royalty and greatness. A tiger will slink through the forest unseen, but a lion stands its ground, curious and unafraid —lionhearted. Though they told me in subtle ways when I got too close, Gir's lions allowed me unique glimpses into their lives during my three months in the forest. It's odd to think that they are threatened by extinction; Gir has as many lions as it can hold —too many, in fact. With territory in short supply, lions prowl the periphery of the forest and even leave it altogether, often clashing with people. That's one reason India is creating a second sanctuary. There are other pressing reasons: outbreaks of disease or natural disasters. In 1994 canine distemper killed more than a third of Africa's Serengeti lions —thousand animals —a fate that could easily befall Gir's cats. These lions, saved by a prince at the turn of the 20th century, are especially vulnerable to disease because they descend from as few as a dozen individuals. "If you do a DNA fingerprint, Asiatic lions actually look like identical twins," says Stephen O'Brien, a geneticist who has studied them. Yet the perils are hidden, and you wouldn't suspect them by watching these lords of the forest. The lions exude vitality, and no small measure of charm.

Though the gentle intimacy of play vanishes when it's time to eat, meals in Git are not necessarily frenzied affairs. For a mother and cub sharing a deer, or a young male relishing an antelope, there's no need to fight for a cut of the kill. Prey animals are generally smaller in Gir than they are in Africa, and hunting groups tend to be smaller as well. The lions themselves aren't as big as African lions, and they have shorter manes and a long fold of skin on their undersides that many lions in Africa don't have.

What impressed the author most when he went to watch the lions in the Gir Forest?

A．The lions were on the brink of extinction.

B．They were suffering from a fatal disease.

C．They allowed him to see their vitality and charm at close quarters.

D．Mother lion and her cub shared a deer.