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Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
Who can be a financial professional?
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
Who can be a financial professional?
A. The professional who will do physical “check-up” for you
B. The professional who will visit you like a doctor
C. The professional who will schedule a meeting with you
D. The professional who will help you make your financial plans
B. The professional who will visit you like a doctor
C. The professional who will schedule a meeting with you
D. The professional who will help you make your financial plans
参考答案
参考解析
解析：细节题。我们可以将关键词进行定位，定位到标号为1的段落，所谓的金融专家，主要就是像是一个医生，主要对你目前的经济状况和未来的计划进行指导。因此D项符合文段。A项侧重身体健康检查，排除。B项指的就像医生定期来访，排除。C项指的是定期举行会议，这个是形式，但不是最终对金融专家的解释，排除。因此答案选D。
更多 “Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings Some scary facts about retirement ?More than 50% of persons do not have enough finances for retirement ?25%do not participate in their company’s retirement plan ?The average person spends 20 years in retirement Here are some tips to help you plan correctly 1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals 2. Save and keep on saving. Make it a habit to save as much as you can 3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator 4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options 5. Learn about pension. If you have an employer or government pension plan learn all the details 6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals Who can be a financial professional?A. The professional who will do physical “check-up” for you B. The professional who will visit you like a doctor C. The professional who will schedule a meeting with you D. The professional who will help you make your financial plans ” 相关考题
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We were surprised to hear Mr. Chen say that he was heading for retirement .He really doesn’t look that old.()
此题为判断题(对，错)。
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He arrived home just in time to _______ his brother being taken away by the police.
A.catchB. witnessC.caughtD. witnessed
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关于worth的Try to spend your time just
Try to spend your time just on the things you find _________.A. worth doing them B. worth being done C. them worth doingD. worth doing
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That sound doesn’t _____ in his language so it’s difficult for him to pronounce.[A] happen[B] take place[C] occur[D] run
考题
Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
Which of the following is NOT true about retirement?A. More than half of people don’t have enough finances for retirement
B. A quarter of people don’t take part in their company’s retirement plan
C. No one can be financially secure in retirement
D. The average person will spend 20 years in retirement
考题
Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
What will happen if you withdraw your retirement savings before you retire?A. You may have to pay penalties
B. You will fail to realize your goals
C. You retirement savings will become off-limits
D. You should save money for your retirement all over again
考题
Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
What’s the main theme of the passage?A. How to find a good financial professional
B. The importance of retirement plans
C. The scary facts about retirement
D. How to make correct retirement plans
考题
Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings
Some scary facts about retirement
?More than 50% of persons do not have enough finances for retirement
?25%do not participate in their company’s retirement plan
?The average person spends 20 years in retirement
Here are some tips to help you plan correctly
1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals
2. Save and keep on saving. Make it a habit to save as much as you can
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator
4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options
5. Learn about pension. If you have an employer or government pension plan learn all the details
6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals
According to the passage, retirement plans may be offered by____A. the government
B. both the employer and the government
C. the employer
D. the employer the government and the media
考题
Text 1 Roberta Gordon never thought she'd still be alive at age 76.She definitely didn't think she'd still be working.But cvery Saturday,she goes down to the local grocery store and hands out samples,earning$50 a day,because she needs the money.More and more older people are finding themselves in a similar situation as Baby Boomers reach retirement age without enough savings and as housing costs and medical expenses rise.Many people reaching retirement age don't have the Densions that lots of workers in previous generations did,and often have not put enough money into their 401（k）s to live off of.Other workers did not have access to a retirement plan through their employer.That means that as people reach their mid-60s,they either have to dramatically curtail their spending or keep working to survive."This will be the first time that we have a lot of people who find themselves downwardly mobile as they grow older:'Diane Oakley,the executive director of the National Institute on Retirement Security,told me."They're going to go from being near poor to poor."The problem is growing as more Baby Boomers reach retirement age-between 8,000 t0 10,000 Americans turn 65 every day,according to Kevin Prindiville,the executive director ofjustice in Aging,a nonprofit that addresses senior poverty.Older Americans were the only demographic for whom poverty rates increased in a statistically significant way between 2015 and 2016,according to Census Bureau data.While poverty fell among people 18 and under and people 18 t0 64 between 2015 and 2016,it rose to 14.5 percent for people over 65,according to the Census Bureau's Supplemental Poverty Measure,which is considered a more accurate measure of poverty because it takes into account health-care costs and other big expenses."In the early decades of our work,we were serving communities that had been poor when they were younger:'Prindiville told me."Increasingly,we're seeing folks who are becoming poor for the first time in old age."This presents a worrying preview of what could befall millions of workers who will retire in the coming decades.If today's seniors are struggling with retirement savings,what will become of the people of working age today,many of whom hold unsteady jobs and have patchwork incomes that leave little room for retirement savings?The current wave of senior poverty could just be the beginning.And this could have larger implications for the economy.If today's middle-class households curtail their spending when they retire,the whole economy could suffer.
In the last paragraph,the author shows his about senior poverty problem.A.incapability
B.worry
C.anxiery
D.agony
考题
Text 1 Roberta Gordon never thought she'd still be alive at age 76.She definitely didn't think she'd still be working.But cvery Saturday,she goes down to the local grocery store and hands out samples,earning$50 a day,because she needs the money.More and more older people are finding themselves in a similar situation as Baby Boomers reach retirement age without enough savings and as housing costs and medical expenses rise.Many people reaching retirement age don't have the Densions that lots of workers in previous generations did,and often have not put enough money into their 401（k）s to live off of.Other workers did not have access to a retirement plan through their employer.That means that as people reach their mid-60s,they either have to dramatically curtail their spending or keep working to survive."This will be the first time that we have a lot of people who find themselves downwardly mobile as they grow older:'Diane Oakley,the executive director of the National Institute on Retirement Security,told me."They're going to go from being near poor to poor."The problem is growing as more Baby Boomers reach retirement age-between 8,000 t0 10,000 Americans turn 65 every day,according to Kevin Prindiville,the executive director ofjustice in Aging,a nonprofit that addresses senior poverty.Older Americans were the only demographic for whom poverty rates increased in a statistically significant way between 2015 and 2016,according to Census Bureau data.While poverty fell among people 18 and under and people 18 t0 64 between 2015 and 2016,it rose to 14.5 percent for people over 65,according to the Census Bureau's Supplemental Poverty Measure,which is considered a more accurate measure of poverty because it takes into account health-care costs and other big expenses."In the early decades of our work,we were serving communities that had been poor when they were younger:'Prindiville told me."Increasingly,we're seeing folks who are becoming poor for the first time in old age."This presents a worrying preview of what could befall millions of workers who will retire in the coming decades.If today's seniors are struggling with retirement savings,what will become of the people of working age today,many of whom hold unsteady jobs and have patchwork incomes that leave little room for retirement savings?The current wave of senior poverty could just be the beginning.And this could have larger implications for the economy.If today's middle-class households curtail their spending when they retire,the whole economy could suffer.
Which of the following is true about Roberta Gordon?A.She has been through a lot to live till now.
B.She often shops in grocery store,
C.She definitely dislikes working.
D.She is not alone in such a dilemma.
考题
Text 1 Roberta Gordon never thought she'd still be alive at age 76.She definitely didn't think she'd still be working.But cvery Saturday,she goes down to the local grocery store and hands out samples,earning$50 a day,because she needs the money.More and more older people are finding themselves in a similar situation as Baby Boomers reach retirement age without enough savings and as housing costs and medical expenses rise.Many people reaching retirement age don't have the Densions that lots of workers in previous generations did,and often have not put enough money into their 401（k）s to live off of.Other workers did not have access to a retirement plan through their employer.That means that as people reach their mid-60s,they either have to dramatically curtail their spending or keep working to survive."This will be the first time that we have a lot of people who find themselves downwardly mobile as they grow older:'Diane Oakley,the executive director of the National Institute on Retirement Security,told me."They're going to go from being near poor to poor."The problem is growing as more Baby Boomers reach retirement age-between 8,000 t0 10,000 Americans turn 65 every day,according to Kevin Prindiville,the executive director ofjustice in Aging,a nonprofit that addresses senior poverty.Older Americans were the only demographic for whom poverty rates increased in a statistically significant way between 2015 and 2016,according to Census Bureau data.While poverty fell among people 18 and under and people 18 t0 64 between 2015 and 2016,it rose to 14.5 percent for people over 65,according to the Census Bureau's Supplemental Poverty Measure,which is considered a more accurate measure of poverty because it takes into account health-care costs and other big expenses."In the early decades of our work,we were serving communities that had been poor when they were younger:'Prindiville told me."Increasingly,we're seeing folks who are becoming poor for the first time in old age."This presents a worrying preview of what could befall millions of workers who will retire in the coming decades.If today's seniors are struggling with retirement savings,what will become of the people of working age today,many of whom hold unsteady jobs and have patchwork incomes that leave little room for retirement savings?The current wave of senior poverty could just be the beginning.And this could have larger implications for the economy.If today's middle-class households curtail their spending when they retire,the whole economy could suffer.
People in their mid-60s have to cut down their spending because_____A.their social status is getting lower
B.their retirement plan failed
C.they are in their downward course oflife
D.they face a shortage of savings and pensions
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Which of the following is NOT true about retirement?A.More than half of people don’t have enough finances for retirement.
B.quarter of people don’t take part in their company’s retirement plan.
C.No one can be financially secure in retirement.
D.The average person will spend 20 years in retirement.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What will happen if you withdraw your retirement savings before you retire?A.You may have to pay penalties.
B.You will fail to realize your goals.
C.Your retirement savings will become off-limits.
D.You should save money for your retirement all over again.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
According to the passage, retirement plans may be offered by ___.A.the government
B.both the employer and the government
C.the employer
D.the employer, the government and the media
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Who can be a financial professional?A.The professional who will do a physical “check-up” for you.
B.The professional who will visit you like a doctor.
C.The professional who will schedule a meeting with you.
D.The professional who will help you make your financial plans.
考题
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What’s the main theme of the passage?A.How to find a good financial professional.
B.The importance of retirement plans.
C.The scary facts about retirement.
D.How to make correct retirement plans.
考题
Why does the author say at the beginning“The miserable fate of Enron’s employees will be a landmark in business history .？( ) A.Because the company has gone bankrupt.
B.Because such events would never happen again.
C.Because many Enron workers lost their retirement savings.
D.Because it signifies a turning point in economic security.
考题
单选题The new recipe requires fewer exotic ingredients and takes less time than it, but produces just as tasty a souffle as the old recipe.A
and takes less time than it, but produces just as tasty a souffle as the old recipeB
that take less time than the old recipe, producing just as tasty a souffleC
and takes less time than the old recipe, but produces just as tasty a souffleD
also taking less time than the old recipe, but produces just as tasty a souffleE
but produces just as tasty a souffle as the old recipe, but takes less time
考题
单选题Why does the author say at the beginning “The miserable fate of Enron’s employees will be a landmark in business history…”?A
Because the company has gone bankrupt.B
Because such events would never happen again.C
Because many Enron workers lost their retirement savings.D
Because it signifies a turning point in economic security.
考题
单选题It doesn’t make _____ to buy that expensive coat when these cheaper ones are just as good.A
senseB
opinionC
useD
program
考题
单选题You are at the client site working with a WebLogic Administrator who has to type Username and Password each time he/she starts an instance og Oracle WebLogic server and is quite annoyed by it. Please suggest a secure and optimal way to reduce the typing of username passwod during server startup （）A
Since Boot Identity file for server doesn’t exist， you recommend creating a script file that can automate the task of entering username and passwordB
Since Boot Identity file for server doesn’t exist， you recommend reinstalling the serverC
Since Boot Identity file for server doesn’t exist， you recommend creating one as this file is referred for credentialsD
Since Boot Identity file for server doesn’t exist， you recommend logging a support ticket with Oracle
考题
单选题—Do you know if Linda is willing to take charge of the program?—_____, does it?A
It takes no timeB
It counts for nothingC
It doesn’t hurt to askD
It doesn’t make sense
考题
填空题What will happen to the person who doesn’t take medicines properly?The medicines will do the person ____.
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