A high degree of official supervision and regulation on bank organizations are important because ______.A．The governments of many countries want to control banksB．There are too many troubles in banking sectorC．It is crucial to stabilize the financial sector and the whole economyD．The banks make much more deposit insurance fund

考题 The Japanese Quality Control (QC) Circle movement motivated its participants in many ways. Which of the following represents the most important motivation for the QC circle participants?A . improving the performance of the companyB . self-improvementC . financial incentivesD . recognition among co-workersE . strengthening of relationships between co-workers

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考题 Why do many of the boys avoid certain instruments?A．Because they find it not challenging enough to play them.B．Because they consider it important to be different from girls.C．Because they find them too hard to play.D．Because they think it silly to play them.

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考题听力原文：M: Accounting controls refer to plans, procedures and records required for safeguarding assets and producing reliable financial accounts.W: Yes. Accounting controls are important elements of a bank's internal control system, the soundness of which is vital for bank's survival.Q: What are the important elements of a bank's internal control system?(15)A．Accounting basis.B．Cash basis accounting.C．Accounting control.D．The chart of accounts of a bank.

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考题 However, in too many countries and societies,women's social _____ is still low. A.positionB.postC.status

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考题 Millions of people in many countries are moving to cities because they need to find work.()

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考题 Earth Day is not an official government holiday in many countries.()

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考题 Which of the following is implied in the passage?A．A very important purpose of bank-supervision is to provide adequate capital for their operation.B．A very important purpose of bank-supervision is to ensure banks to operate with adequate capital.C．A very important purpose of bank-supervision is to put additional restrictions on the banks' operations.D．A very important purpose of bank-supervision is to concentrate on risks.

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考题 What is called correspondent banking?A．The bank which provides additional banking services.B．The provision of banking services to other banks.C．The particular ancillary services provided to foreign countries.D．The bank issuing credit cards.

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考题听力原文：Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations.(6)A．The majority of smart cards users are governments and commercial organizations.B．Many users of smart cards are powerful in governments and commercial organizations.C．The dominant users of smart cards are banks in China by now.D．The dominant users of smart cards used to he banks in China.

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考题听力原文：Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A．Many banks in America accept accounts with the Bank of China, Shanghai.B．Many banks in America start business with the Bank of China, Shanghai.C．Many banks in America have accounts with the Bank of China, Shanghai.D．Many banks in America owe money to the Bank of China, Shanghai.

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考题 It is often difficult to get correct information on campus crime because some colleges 。A. receive too many visitorsB. mirror the rest of the nationC. hide the truth of campus crimeD. have too many watchdog groups

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考题根据下列内容，回答211-215题。 A house is the most expensive thing most people will ever buy．Very few people have enough money of their own to buy a house，so they have to borrow money from a bank．Borrowing moneyfrom a bank to buy a house is called“take a mortgage”．The bank usually lends money or gives a me．gage for twenty—five years．Houses are so expensive that many people nowadays have to borrow as much as$50，000．In other words，they will have a$50，000 mortgage． How can you get a mortgage? When you find a house you like．you go to a bank．The bank will research you financial history and decide if they think you are a good risk．They will want to know what kind of job you have，what kind of salary you make and how long you have had the job． They will a]so want to know how much money you have．In addition．the banks will require a down payment．Depending Oil which state you live in，the bank may require as much as 30%of the price of the house as a down payment．The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the down payment． What does a house mean in the United States．? __________A.It is a dream which many people can hardly realize B.It is so expensive that many people can not really buy them C.It is the most important property that many people try to buy D.It doesn’t belong to people if they can not borrow morley from the bank

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考题共用题干第二篇In many of the developinlg countries in Africa and Asia,the population is growing fast.The reason for this is simple:Women in these countries have a high birth rate一from 3.0 to 7.0 children per woman.The majority of these women are poor,without the food or resources to care for their families.Why do they have so many children?Why don't they limit the size of the family?The answer may be that they often have no choice.There are several reasons for this.One reason is economic.In a traditional agricultural economy,large families are helpful.Having more children means having more workers in the fields and someone to take care of the parents in old age.In an industrial economy,the situation is different. Many children do not help a family;instead,they are an expense.Thus,industrialization has generally brought down the birth rate.This was the case in Italy,which was industrialized quite recently and rapidly.In the early part of the twentieth century,Italy was a poor,largely agricultural country with a high birth rate.After World War Ⅱ,Italy's economy was rapidly modernized and industrialized.By the end of the century,the birth rate had dropped to 1.3 children per woman,the world's lowest.However,the economy is not the only important factor that influences birth rate.Saudi Arabia, for example,does not have an agriculture-based economy,and it has one of the highest per capita incomes in the world.Nevertheless,it also has a very high birth rate(7.0).Mexico and Indonesia, on the other hand,are poor countries,with largely agricultural economies,but they have recently reduced their population growth.Clearly,other factors are involved.The most important of these is the condition of women.A high birth rate almost always goes together with lack of education and low status for women.This would explain the high birth rate of Saudi Arabia.There,the traditional culture gives women little education or independence and few possibilities outside the home.On the other hand,the improved condition of womnen in Mexico,Thailand,and Indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education and opportunities for women.Another key factor in the birth rate is birth control.Women may want to limit their families but have no way to do so. In countries where governments have made birth control easily available and inexpensive ,birth rates have gone down.This is the case in Singapore,Sri Lanka,and India,as well as in Indonesia,Thailand,Mexico,and Brazil.In these countries,women have also been provided with health care and help in planning their families.These trends show that an effective programn to reduce population growth does not have to depend on better economic conditions. It can be effective if it aims to help women and meet theii needs.Only then,in fact,does it have any real chance of success.Saudi Arabia is mentioned in the passage because it shows that________.A:the most important factor influencing birth rate is the economyB:factors other than the economy influence birth rateC:women who have a high income usually have few childrenD:the birth rate depends on per capita income

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考题资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds. Europe has also developed a diverse set of financial centers ranging from big cities to island havens such as Jersey and to niche markets such as Luxembourg and Dublin. Edinburg, an established banking center, is now touting itself as a low-cost alternative for financial operations. Among the larger hubs, Frankfurt is an important center for banking and derivatives trading through Eurex, a German-Swiss exchange, with significantly lower costs than London. Switzerland’s twin financial centers, Geneva and Zurich, have done well in their specialists of private banking, wealth management and insurance. The main attractions are low taxes, political stability and a reputation for discretion. Urs Roth from the Swiss Bankers Association says, however, that given its tiny domestic market, Switzerland has had to fight for open markets on an international scale. Paris has long lagged far behind London, dogged by a reputation for excessive regulation and high taxes. The new government is aware that some of France’s best financial brains have crossed the Channel for more lucrative careers in London. Yet Paris has many advantages: a large number of international banks; more international companies than Frankfurt; and easy access to regulators. It has the largest market in Europe for trading in mutual funds. Few would dispute that Paris offers an attractive quality of life and has good transport links. What makes Paris a place to watch just now is the NYSE’s recent merger with Euronext. The combined group will base its international equities business in the French capital. Euronext, which operates exchanges in five European countries, also illustrates the importance of a common language. Financial executives around the world increasingly view Europe as a single market. Soon a new European rule called MiFID （Markets in Financial Instrument Directive） is due to be implemented. It aims to increase competition among and transparency within financial markets. Financiers in other parts of the world are wondering how to achieve a similar degree of cross-border financial integration. Which of the following is NOT true about Paris, according to the passage? A.Merger of NYSE with Euronext makes it the biggest financial center in Europe. B.The excessive regulation and high taxes have affected its financial development. C.Paris has many advantages that may help in its future financial development. D.Paris offers good quality of life as well as good transport links.

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考题资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large. Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited. As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas. In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）. There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）. Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco. The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following. i.Managing the monetary system and money supply of the USA; ii.Providing funds as the lender of last report; iii.Providing for an efficient cherub clearing system; iiii.Providing a rigorous banking supervision system. What is included in the commercial banking system of the USA?（）A.The Fed banks, the State banking and group banking. B.The Fed banking, the state banking and group banking. C.Unit banking, group banking and branch banking. D.Specialized banks, group banking and unit banking.

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考题共用题干第一篇Why So Many ChildrenIn many of the developing countries in Africa and Asia,the population is growing fast.The reason for this is simple.Women in these countries have a high birth rate一from 3.0 to 7.0 children per woman.The majority of these women are poor,without the food or resources to care for their families.Why do they have so many children?Why don't they limit the size of their families?There are several reasons for this.One reason is economic.In a traditional agricultural economy,large families are helpful.Having more children means having more workers in the fields and someone to take care of the parents in old age.In an industrial economy,the situation is different.Many children do not help a family;instead,they are an ex- pense.Thus,industrialization has generally brought down the birth rate.This was the case in Italy,which was industrialized quite recently and rapidly.In the early part of the twentieth century,Italy was a poor,largely agricultural country with a high birth rate.After World War II,Italy's economy was rapidly modernized and industrialized. By the end of the century,the birth rate had dropped to 1.3 children per woman,the world's lowest.However,the economy is not the only important factor that influences birth rate.Saudi Arabia,for exam- pie,does not have an agriculture-based economy,and it has one of the highest per capita incomes in the world.Nevertheless,it also has a very high birth rate(7.0).Mexico and Indonesia,on the other hand,are poor countries,with largely agricultural economies,but they have recently reduced their population growth.Clearly,other factors are involved.The most important of these is the condition of women.A high birth rate almost always goes together with lack of education and low status for women.This would explain the high birth rate of Saudi Arabia.There,the traditional culture gives women little education or independence and few possibilities outside the home.On the other hand,the improved condition of women in Mexico,Thailand,and indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education and opportunities for women.Another key factor in the birth rate is birth control.Women may want to limit their families but have no way to do so.In countries where governments have made birth control easily available and inexpensive,birth rates have gone down.This is the case in Singapore,Sri Lanka,and India,as well as in Indonesia,Thailand, Mexico,and Brazil.In these countries,women have also been provided with health care and help in planning their families.These trends show that an effective program to reduce population growth does not have to de- pend on better economic conditions.When countries become industrialized,_________.A:the birth rate generally goes downB:families often become largerC:women usually decide not to have a familyD:the population generally grows rapidly

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考题共用题干第一篇Why So Many ChildrenIn many of the developing countries in Africa and Asia,the population is growing fast.The reason for this is simple.Women in these countries have a high birth rate一from 3.0 to 7.0 children per woman.The majority of these women are poor,without the food or resources to care for their families.Why do they have so many children?Why don't they limit the size of their families?There are several reasons for this.One reason is economic.In a traditional agricultural economy,large families are helpful.Having more children means having more workers in the fields and someone to take care of the parents in old age.In an industrial economy,the situation is different.Many children do not help a family;instead,they are an ex- pense.Thus,industrialization has generally brought down the birth rate.This was the case in Italy,which was industrialized quite recently and rapidly.In the early part of the twentieth century,Italy was a poor,largely agricultural country with a high birth rate.After World War II,Italy's economy was rapidly modernized and industrialized. By the end of the century,the birth rate had dropped to 1.3 children per woman,the world's lowest.However,the economy is not the only important factor that influences birth rate.Saudi Arabia,for exam- pie,does not have an agriculture-based economy,and it has one of the highest per capita incomes in the world.Nevertheless,it also has a very high birth rate(7.0).Mexico and Indonesia,on the other hand,are poor countries,with largely agricultural economies,but they have recently reduced their population growth.Clearly,other factors are involved.The most important of these is the condition of women.A high birth rate almost always goes together with lack of education and low status for women.This would explain the high birth rate of Saudi Arabia.There,the traditional culture gives women little education or independence and few possibilities outside the home.On the other hand,the improved condition of women in Mexico,Thailand,and indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education and opportunities for women.Another key factor in the birth rate is birth control.Women may want to limit their families but have no way to do so.In countries where governments have made birth control easily available and inexpensive,birth rates have gone down.This is the case in Singapore,Sri Lanka,and India,as well as in Indonesia,Thailand, Mexico,and Brazil.In these countries,women have also been provided with health care and help in planning their families.These trends show that an effective program to reduce population growth does not have to de- pend on better economic conditions.Saudi Arabia is mentioned because it shows that_________.A:the most important factor influencing birth rate is the economyB:women who have a high income usually have few childrenC:the birth rate depends on per capita incomeD:factors other than the economy influence birth rate

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考题共用题干第一篇Why So Many ChildrenIn many of the developing countries in Africa and Asia,the population is growing fast.The reason for this is simple.Women in these countries have a high birth rate一from 3.0 to 7.0 children per woman.The majority of these women are poor,without the food or resources to care for their families.Why do they have so many children?Why don't they limit the size of their families?There are several reasons for this.One reason is economic.In a traditional agricultural economy,large families are helpful.Having more children means having more workers in the fields and someone to take care of the parents in old age.In an industrial economy,the situation is different.Many children do not help a family;instead,they are an ex- pense.Thus,industrialization has generally brought down the birth rate.This was the case in Italy,which was industrialized quite recently and rapidly.In the early part of the twentieth century,Italy was a poor,largely agricultural country with a high birth rate.After World War II,Italy's economy was rapidly modernized and industrialized. By the end of the century,the birth rate had dropped to 1.3 children per woman,the world's lowest.However,the economy is not the only important factor that influences birth rate.Saudi Arabia,for exam- pie,does not have an agriculture-based economy,and it has one of the highest per capita incomes in the world.Nevertheless,it also has a very high birth rate(7.0).Mexico and Indonesia,on the other hand,are poor countries,with largely agricultural economies,but they have recently reduced their population growth.Clearly,other factors are involved.The most important of these is the condition of women.A high birth rate almost always goes together with lack of education and low status for women.This would explain the high birth rate of Saudi Arabia.There,the traditional culture gives women little education or independence and few possibilities outside the home.On the other hand,the improved condition of women in Mexico,Thailand,and indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education and opportunities for women.Another key factor in the birth rate is birth control.Women may want to limit their families but have no way to do so.In countries where governments have made birth control easily available and inexpensive,birth rates have gone down.This is the case in Singapore,Sri Lanka,and India,as well as in Indonesia,Thailand, Mexico,and Brazil.In these countries,women have also been provided with health care and help in planning their families.These trends show that an effective program to reduce population growth does not have to de- pend on better economic conditions.In a traditional agricultural economy,a large family_________.A:may limit incomeB:can be an advantageC:isn't necessaryD:is expensive

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考题共用题干第一篇Why So Many ChildrenIn many of the developing countries in Africa and Asia,the population is growing fast.The reason for this is simple.Women in these countries have a high birth rate一from 3.0 to 7.0 children per woman.The majority of these women are poor,without the food or resources to care for their families.Why do they have so many children?Why don't they limit the size of their families?There are several reasons for this.One reason is economic.In a traditional agricultural economy,large families are helpful.Having more children means having more workers in the fields and someone to take care of the parents in old age.In an industrial economy,the situation is different.Many children do not help a family;instead,they are an ex- pense.Thus,industrialization has generally brought down the birth rate.This was the case in Italy,which was industrialized quite recently and rapidly.In the early part of the twentieth century,Italy was a poor,largely agricultural country with a high birth rate.After World War II,Italy's economy was rapidly modernized and industrialized. By the end of the century,the birth rate had dropped to 1.3 children per woman,the world's lowest.However,the economy is not the only important factor that influences birth rate.Saudi Arabia,for exam- pie,does not have an agriculture-based economy,and it has one of the highest per capita incomes in the world.Nevertheless,it also has a very high birth rate(7.0).Mexico and Indonesia,on the other hand,are poor countries,with largely agricultural economies,but they have recently reduced their population growth.Clearly,other factors are involved.The most important of these is the condition of women.A high birth rate almost always goes together with lack of education and low status for women.This would explain the high birth rate of Saudi Arabia.There,the traditional culture gives women little education or independence and few possibilities outside the home.On the other hand,the improved condition of women in Mexico,Thailand,and indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education and opportunities for women.Another key factor in the birth rate is birth control.Women may want to limit their families but have no way to do so.In countries where governments have made birth control easily available and inexpensive,birth rates have gone down.This is the case in Singapore,Sri Lanka,and India,as well as in Indonesia,Thailand, Mexico,and Brazil.In these countries,women have also been provided with health care and help in planning their families.These trends show that an effective program to reduce population growth does not have to de- pend on better economic conditions.italy today is an example of an_________.A:agricultural country with a high birth rateB:agricultural country with a low birth rateC:industrialized country with a low birth rateD:industrialized country with a high birth rate

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考题 The gangway is too high. Can you lower it （）?A、a smallB、a little bitC、a many bitD、a much bit

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考题 What are two reasons to create synonyms? （）A、You have too many tables.B、Your tables are too long.C、Your tables have difficult names.D、You want to work on your own tables.E、You want to use another schema's tables.F、You have too many columns in your tables.

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考题单选题Some words are hard to _____ because they have too many different uses.A expressB explainC defineD describe

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考题单选题The imitated Official Dinner is different from the real ones in that the former _____.A was held without the participation of important personsB could not get the financial support as easily as the real onesC didn’t have as many guests as the real onesD had nothing to do with political and international issues

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考题单选题The financial crisis of l997—1998 ______.A has made many people in the poorer countries homelessB has stayed on for many yearsC has a lasting impact on the poorer countriesD is a thing of the past

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考题单选题Britain has recently had a high level of unemployment but the same is true ______ many other countries.A atB ofC fromD to

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考题多选题What are two reasons to create synonyms? （）AYou have too many tables.BYour tables are too long.CYour tables have difficult names.DYou want to work on your own tables.EYou want to use another schema's tables.FYou have too many columns in your tables.

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考题单选题Passage1 In many of the developing countries in Africaand Asia, the population is growing fast. The reason for this is simple: Womenin these countries have a high birth rate - from 3.0 to 7.0 children per woman.The majority of these women are poor, without the food or resources to care fortheir families. Why do they have so many children? Why don't they limit thesize of their families? The answer may be that they often have no choice. Thereare several reasons for this. Onereason is economiIn atraditional agricultural economy, large families are helpful. Having morechildren means having more workers in the fields and someone to take care ofthe parents in old age. In an industrial economy, the situation is different.Many children, do not help a family; instead, they are an expense. Thus,industrialization has generally brought down the birth rate. This was the casein Italy, which was industrialized quite recently and rapidly. In the earlypart of the twentieth century, Italy was a poor, largely agricultural countrywith a high birth rate. After World WarⅡ, Italy's economy was rapidly modernized and industrializeBy theend of the century, the birth rate had dropped to 1. 3 children per woman, theworld's lowest.However,the economy is not the only important factor that influences birth rate. SaudiArabia, for example, does not have an agriculture-based economy, and it has oneof the highest per capita incomes in the worlNevertheless,it also has a very high birth rate. Mexico and Indonesia, on the other hand,are poor countries, with largely agricultural economies, but they have recentlyreduced their population growth. Clearly,other factors are involveThemost important of these is the condition of women. A high birth rate almostalways goes together with lack of education and low status for women. Thiswould explain the high birth rate of Saudi Arabia. There, the traditionalculture gives women little education or independence and few possibilitiesoutside the home. On the other hand, the improved condition of women in Mexico,Thailand, and Indonesia explains the decline in birth rates in these countries.Their governments have taken measures to provide more education andopportunities for women. Anotherkey factor in the birth rate is birth control. Women may want to limit theirfamilies but have no way to do so. In countries where governments have madebirth control easily available and inexpensive, birth rates have gone down.This is the case in Singapore, Sri Lanka, and India, as well as in Indonesia,Thailand, Mexico, and Brazil. In these countries, women have also been providedwith health care and help in planning their families. Thesetrends show that an effective program to reduce population growth does not haveto depend on better economic conditions.3 It can be effective if it aims tohelp women and meet their needs. Only then, in fact, does it have any realchance of success. (495 words) According to this passage, Italy today is an example of an _______.A agricultural country with a high birth rateB agricultural country with a low birth rateC industrialized country with a low birth rateD industrialized country with a high birth rate

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