网友您好， 请在下方输入框内输入要搜索的题目：
题目内容
（请给出正确答案）
Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.
A．Right
B．Wrong
C．Doesn't say
参考答案
更多 “ Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.A．RightB．WrongC．Doesn't say ” 相关考题
考题
Project Risk Management is based on which of the following premises:A the future is unknown.B unknowns can result in risks or opportunities.C we cannot control risk events.D project risk impact can be measured and controlledE All of the above.
考题
Risk mitigation includes all but which of the following:A Developing system (policies, procedures, responsibilities)B Obtaining insurance against lossC performing contingent planningD developing planning alternativesE identification of project risks.
考题
Total project risk can be defined as:A the sum of the probabilities of project risks events times the sum of consequences of those risksB the sum of the products of each project risk event times its consequencesC the sum of the consequences of all project risk eventsD the sum of the probabilities of all project risk eventsE 1 - the sum of the probabilities of all project risk events.
考题
15 Total project risk can be defined as:A. the sum of the probabilities of project risks events times the sum of consequences of those risksB. the sum of the products of each project risk event times its consequencesC. the sum of the consequences of all project risk eventsD. the sum of the probabilities of all project risk eventsE. 1 - the sum of the probabilities of all project risk events
考题
166 Risk mitigation includes all but which of the following:A. Developing system (policies, procedures, responsibilities)B. Obtaining insurance against lossC. performing contingent planningD. developing planning alternativesE. identification of project risks
考题
John Pentanol was appointed as risk manager at HZ Company a year ago and he decided that his first task was to examine the risks that faced the company. He concluded that the company faced three major risks, which he assessed by examining the impact that would occur if the risk were to materialise. He assessed Risk 1 as being of low potential impact as even if it materialised it would have little effect on the company’s strategy. Risk 2 was assessed as being of medium potential impact whilst a third risk, Risk 3, was assessed as being of very high potential impact.When John realised the potential impact of Risk 3 materialising, he issued urgent advice to the board to withdraw from the activity that gave rise to Risk 3 being incurred. In the advice he said that the impact of Risk 3 was potentially enormous and it would be irresponsible for HZ to continue to bear that risk.The company commercial director, Jane Xylene, said that John Pentanol and his job at HZ were unnecessary and that risk management was ‘very expensive for the benefits achieved’. She said that all risk managers do is to tell people what can’t be done and that they are pessimists by nature. She said she wanted to see entrepreneurial risk takers in HZ and not risk managers who, she believed, tended to discourage enterprise.John replied that it was his job to eliminate all of the highest risks at HZ Company. He said that all risk was bad and needed to be eliminated if possible. If it couldn’t be eliminated, he said that it should be minimised.(a) The risk manager has an important role to play in an organisation’s risk management.Required:(i) Describe the roles of a risk manager. (4 marks)(ii) Assess John Pentanol’s understanding of his role. (4 marks)(b) With reference to a risk assessment framework as appropriate, criticise John’s advice that HZ shouldwithdraw from the activity that incurs Risk 3. (6 marks)(c) Jane Xylene expressed a particular view about the value of risk management in HZ Company. She also said that she wanted to see ‘entrepreneurial risk takers’.Required:(i) Define ‘entrepreneurial risk’ and explain why it is important to accept entrepreneurial risk in businessorganisations; (4 marks)(ii) Critically evaluate Jane Xylene’s view of risk management. (7 marks)
考题
The（ ）process ascertains which risks have the potential of affecting the project and documenting the risks’characteristics． A．Risk Identification B．Quantitative Risk Analysis C．Qualitative Risk Analysis D．Risk Monitoring and Control
考题
Treasury bills are short-term and virtually free of default risk.A．RightB．WrongC．Doesn't say
考题
Investors in deep and liquid markets face immense risk that they will not be able to sell their securities when they want to.A．RightB．WrongC．Doesn't say
考题
听力原文：M: What margins will the lending bank charge?W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.Q: How many factors do margins charged by the lending bank mainly depend on?(12)A．Four.B．Two.C．Three.D．Five.
考题
听力原文：M: Can you give an example of types of risks Banks face?W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.Q: What are they talking about?(13)A．A contractual arrangement.B．A counterpart.C．Many types of risks.D．Credit risk.
考题
Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.(41)A．bankB．financialC．legalD．governmental
考题
Normally, banks will set different credit limits on different customers' credit card ac counts.A．RightB．WrongC．Doesn't say
考题
听力原文：Although it is a normal part of banking, excessive interest rate risk can pose a significant threat to a bank's earnings and capital base.(4)A．Interest rate risk is a normal part of banking operations.B．Interest rate risk is a terrible threat to banking operations.C．A bank's earnings and capital base is a normal part of banking.D．A bank's earnings and capital base can pose a significant threat to banking.
考题
Limiting the use of deficiency judgments in the area of consumer lending will ______.A．increase the risk of lendingB．reduce the risk of lendingC．increase the availability of credit facilityD．set up the credit record of borrowers
考题
单句理解听力原文：Interest rate risk refers to the exposure of a bank's financial condition to adverse movements in interest rates.(1)A．Bank's financial condition is the cause of interest rate risk.B．Bank's financial condition has impact on interest rate risk.C．Interest rate risk occurs when interest rate moves against the bank's financial condition.D．Interest rate risk occurs when interest rate favours the bank's financial condition.
考题
The______process ascertains which risks have the potential Of affecting the proect and documenting the risks' characteristics．A．Risk IdentificationB．Quantitative Risk AnalysisC．Qualitative Risk AnalysisD．Risk Monitoring and Control
考题
The(75)process analyzes the effect of risk events and assigns a numerical rating to those risks.A．Risk IdentificationB．Quantitative Risk AnalysisC．Qualitative Risk AnalysisD．Risk Monitoring and Control
考题
There's been a steady drumbeat of warmings about a surge in risky corporate borrowing-but not much clarity serious the threat is. At issue is the more than S1 million market in leveraged loans. That's Wall Street jargon for loans to business with less than rook-solid finances, Federal Reserve and European Central Hank officials have drawn to the rise in corporate debt and the deterioration or lending standards. The loans are often bundled into securities ollateralized loan obligations (CLOs).
Most of the watchdogs are carceful to say a repeat of the 2007-2008 crisis is unlikely because most of the debt banks. But that creates another problem Regulators focused on banks are largely in the dark when it comes to where the risks he and how they might ripple through the financial system when the economy turns down. A big over-indebted businesses could face severe stress and, in some cases, insolvency, threatening jobs and deepen downturn.
The mechanics of the leveraged loan market will be familiar to students of the housing crisis.
With interesting investors are willing to take greater risks to get higher yields. That makes lots of money available for lending. we makes it easier for less creditworthy companies to borrow .Rather than keep the risky loans on their books, lender them to asset managers that package them into securities -C1Ds-that are sold to investors such as insurers and hedge funds.
Yields on the riskicst portions of CLOs can approach 9% a year. And the growth of leveraged lending has been post crisis bank regulations that helped the rise or shadow lenders financial companics that aren't regulated like market for levcraged loans has more than doubled since 2012.
The risk taking could get worse: With demand by borrowers for levcraged loans declining this year, those still financing have been able to extract looser learns.
About 85% of leveraged loans are held by nonbanks, according to Wells Fargo rescarch.
But banks may play a larger robe than may assumc, according to Gaurav V asisht, drector for financial regulation at the Volcker Alliance, a good-governance group, Banks are involved in all stages of the process. They underwrite loans, sell them to the CLOs, invest in those securities, and then hedge those risks in the market.“One common narrative is that banks don't have much risk or aren't exposed 1o it. Vasisht said at the hearing, "Banks are exposed to it."
Just beeause banks are safer doesn't necessarily mean the financial system is, says Karen Petron, managing partner at Federal Financial Analytics, a regulatory- analysis firm. Debt investors might not be as resilient in a crisis, and their problems could create shock waves. "Banking regulators are being a htte myopic when they 're looking only at the banking system for systemic risk," she says.- Sally Bakewell and Thomas Beardsworth.
What does the undcrlined word "'myopie" mean in the last paragraph?( )
A. optimistic
B. pessimistic
C. short-sighted
D. sarcastic
考题
There's been a steady drumbeat of warmings about a surge in risky corporate borrowing-but not much clarity serious the threat is. At issue is the more than S1 million market in leveraged loans. That's Wall Street jargon for loans to business with less than rook-solid finances, Federal Reserve and European Central Hank officials have drawn to the rise in corporate debt and the deterioration or lending standards. The loans are often bundled into securities ollateralized loan obligations (CLOs).
Most of the watchdogs are carceful to say a repeat of the 2007-2008 crisis is unlikely because most of the debt banks. But that creates another problem Regulators focused on banks are largely in the dark when it comes to where the risks he and how they might ripple through the financial system when the economy turns down. A big over-indebted businesses could face severe stress and, in some cases, insolvency, threatening jobs and deepen downturn.
The mechanics of the leveraged loan market will be familiar to students of the housing crisis.
With interesting investors are willing to take greater risks to get higher yields. That makes lots of money available for lending. we makes it easier for less creditworthy companies to borrow .Rather than keep the risky loans on their books, lender them to asset managers that package them into securities -C1Ds-that are sold to investors such as insurers and hedge funds.
Yields on the riskicst portions of CLOs can approach 9% a year. And the growth of leveraged lending has been post crisis bank regulations that helped the rise or shadow lenders financial companics that aren't regulated like market for levcraged loans has more than doubled since 2012.
The risk taking could get worse: With demand by borrowers for levcraged loans declining this year, those still financing have been able to extract looser learns.
About 85% of leveraged loans are held by nonbanks, according to Wells Fargo rescarch.
But banks may play a larger robe than may assumc, according to Gaurav V asisht, drector for financial regulation at the Volcker Alliance, a good-governance group, Banks are involved in all stages of the process. They underwrite loans, sell them to the CLOs, invest in those securities, and then hedge those risks in the market.“One common narrative is that banks don't have much risk or aren't exposed 1o it. Vasisht said at the hearing, "Banks are exposed to it."
Just beeause banks are safer doesn't necessarily mean the financial system is, says Karen Petron, managing partner at Federal Financial Analytics, a regulatory- analysis firm. Debt investors might not be as resilient in a crisis, and their problems could create shock waves. "Banking regulators are being a htte myopic when they 're looking only at the banking system for systemic risk," she says.- Sally Bakewell and Thomas Beardsworth.
According to the article, which of the following statements is true?( d )
A. The mechanics of leveraged loans are different from that of housing crisis.
B. regulators admit that the financial crisis in 2008 might repeat.
C. shadow lenders will be regulated.
D. banks are not immune from the risks of corporate debt.
考题
There's been a steady drumbeat of warmings about a surge in risky corporate borrowing-but not much clarity serious the threat is. At issue is the more than S1 million market in leveraged loans. That's Wall Street jargon for loans to business with less than rook-solid finances, Federal Reserve and European Central Hank officials have drawn to the rise in corporate debt and the deterioration or lending standards. The loans are often bundled into securities ollateralized loan obligations (CLOs).
Most of the watchdogs are carceful to say a repeat of the 2007-2008 crisis is unlikely because most of the debt banks. But that creates another problem Regulators focused on banks are largely in the dark when it comes to where the risks he and how they might ripple through the financial system when the economy turns down. A big over-indebted businesses could face severe stress and, in some cases, insolvency, threatening jobs and deepen downturn.
The mechanics of the leveraged loan market will be familiar to students of the housing crisis.
With interesting investors are willing to take greater risks to get higher yields. That makes lots of money available for lending. we makes it easier for less creditworthy companies to borrow .Rather than keep the risky loans on their books, lender them to asset managers that package them into securities -C1Ds-that are sold to investors such as insurers and hedge funds.
Yields on the riskicst portions of CLOs can approach 9% a year. And the growth of leveraged lending has been post crisis bank regulations that helped the rise or shadow lenders financial companics that aren't regulated like market for levcraged loans has more than doubled since 2012.
The risk taking could get worse: With demand by borrowers for levcraged loans declining this year, those still financing have been able to extract looser learns.
About 85% of leveraged loans are held by nonbanks, according to Wells Fargo rescarch.
But banks may play a larger robe than may assumc, according to Gaurav V asisht, drector for financial regulation at the Volcker Alliance, a good-governance group, Banks are involved in all stages of the process. They underwrite loans, sell them to the CLOs, invest in those securities, and then hedge those risks in the market.“One common narrative is that banks don't have much risk or aren't exposed 1o it. Vasisht said at the hearing, "Banks are exposed to it."
Just beeause banks are safer doesn't necessarily mean the financial system is, says Karen Petron, managing partner at Federal Financial Analytics, a regulatory- analysis firm. Debt investors might not be as resilient in a crisis, and their problems could create shock waves. "Banking regulators are being a htte myopic when they 're looking only at the banking system for systemic risk," she says.- Sally Bakewell and Thomas Beardsworth.
12. Which one is false about the leveraged loans?(。)
A. they are loans provided to companies already holding a considenble amount of debt.
B. It is easier for companies to get leveraged loans.
C. most of the leveraged loans are held by nonbanks.
D. the Federal Reserve is quite sure about the risks of leveraged loans.
考题
The （ ） process ascertains which risks have the potential of affecting the project and documenting the risks' characteristics. A.Risk Identification
B.Quantitative Risk Analysis
C.Qualitative Risk Analysis
D.Risk Monitoring anD.Control
考题
Risks other（）All Risks and War Risk can be covered if the extra pr－ enium should be borne by the buyer.
考题
The （）process ascertains which risks have the potential of affecting the project and documenting the risks＇ characteristics.A、RiskldentificationB、Quantitative Risk AnalysisC、Qualitative Risk AnalysisD、Risk Monitoring and Control
考题
The（）process analyzes the effect of risk events and assigns a numerical rating to those risks.A、Risk IdentificationB、Quantitative Risk AnalysisC、Qualitative Risk AnalysisD、Risk Monitoring and Control
考题
The general additional risks including（）are covered in all risks coverage.A、risk of shortageB、risk of leakageC、strikes riskD、risk of rust
热门标签
最新试卷